{"id":122434,"date":"2025-09-03T09:07:59","date_gmt":"2025-09-03T09:07:59","guid":{"rendered":"https:\/\/rdnews.al\/?p=122434"},"modified":"2025-09-03T09:07:59","modified_gmt":"2025-09-03T09:07:59","slug":"qetesia-ne-pavaresi-fondi-i-pensionit-ne-sigal-si-mundesi","status":"publish","type":"post","link":"https:\/\/rdnews.al\/index.php\/2025\/09\/03\/qetesia-ne-pavaresi-fondi-i-pensionit-ne-sigal-si-mundesi\/","title":{"rendered":"Qet\u00ebsia n\u00eb pavar\u00ebsi: Fondi i pensionit n\u00eb SIGAL si mund\u00ebsi"},"content":{"rendered":"<p>Pavar\u00ebsia financiare n\u00eb mosh\u00ebn e pensionit nuk \u00ebsht\u00eb e leht\u00eb, por ajo pavar\u00ebsi garanton qet\u00ebsin\u00eb dhe mbar\u00ebvajtjen e mosh\u00ebs s\u00eb tret\u00eb.<\/p>\n<p>N\u00eb Shqip\u00ebri vendimmarrjet e lehta jan\u00eb t\u00eb pakta. Megjithat\u00eb, panorama \u00ebsht\u00eb m\u00eb e thjesht\u00eb nga sa mendohet: Pensioni shtet\u00ebror mbulon vet\u00ebm nevojat baz\u00eb, p\u00ebr nj\u00eb jet\u00eb m\u00eb t\u00eb qet\u00eb e t\u00eb pavarur duhet nj\u00eb alternativ\u00eb m\u00eb e sigurt dhe m\u00eb fitimprur\u00ebse.<\/p>\n<p>Kjo mund\u00ebsi ekziston dhe \u00ebsht\u00eb Skema e Pensioneve Private. K\u00ebt\u00eb mund\u00ebsi e ofron lideri i tregut financiar, n\u00eb sigurime dhe pensione, SIGAL Fond Pensioni.<\/p>\n<p>N\u00eb SIGAL mund t\u00eb krijosh nj\u00eb fond pensioni falas, pa detyrime, t\u00eb hapura, pa dallim moshe, vendodhje apo t\u00eb nivelit t\u00eb pun\u00ebsimit.<\/p>\n<p>Hapja e nj\u00eb fondi pensional te SIGAL sjell shum\u00eb p\u00ebrfitime: p\u00ebrcaktimi i shum\u00ebs s\u00eb kontributit dhe p\u00ebrfitimit mujor, siguria e lart\u00eb pasi kursimet tuaja investohen n\u00eb obligacione t\u00eb Qeveris\u00eb Shqiptare me risk minimal, mund\u00ebsia e daljes n\u00eb pension deri 5 vite m\u00eb her\u00ebt se sa skema shtet\u00ebrore, asetet e trash\u00ebgueshme dhe t\u00eb sigurta nga \u00e7do konfiskim, si dhe leht\u00ebsia tatimore deri n\u00eb investim 40,000 lek\u00eb n\u00eb muaj p\u00ebrjashtim nga tatimi.<\/p>\n<p>Me koston m\u00eb t\u00eb ul\u00ebt t\u00eb administrimit n\u00eb treg (vet\u00ebm 1,5%), me nj\u00eb portofol menaxherial rreth 35 milion\u00eb euro duke z\u00ebn\u00eb 40% t\u00eb tregut t\u00eb aseteve t\u00eb pensioneve, me investime n\u00eb mjete monetare me risk minimal, me ulje t\u00eb ve\u00e7anta n\u00eb form\u00eb bonusesh p\u00ebr an\u00ebtar\u00ebt e fondit\u00a0 (50% bonus p\u00ebr sh\u00ebrbime mjek\u00ebsore, 25% bonus n\u00eb sigurimet vullnetare t\u00eb sht\u00ebpis\u00eb dhe 15% bonus n\u00eb sigurimin Kasko t\u00eb makin\u00ebs), Fondi i Pensionit SIGAL mbetet alternativa m\u00eb e mir\u00ebmenduar p\u00ebr t\u2019u zgjedhur.<\/p>\n<p>Edhe n\u00eb raportin zyrtar t\u00eb AMF p\u00ebr 6-mujorin e par\u00eb t\u00eb vitit, SIGAL Max Pensioni konfirmon pozitat ky\u00e7e e t\u00eb sh\u00ebndosha n\u00eb treg me 17,217 an\u00ebtar\u00eb dhe 3,380,650,000 Lek\u00eb. Po ashtu edhe SIGAL Pro Pensioni, me 603 an\u00ebtar\u00eb, me asete neto 46,540,000 Lek\u00eb.<\/p>\n<p>Investimi n\u00eb SIGAL Fond Pensioni \u00ebsht\u00eb nj\u00eb m\u00ebnyr\u00eb inteligjente p\u00ebr t\u00eb siguruar qet\u00ebsin\u00eb financiare n\u00eb t\u00eb ardhmen p\u00ebrmes form\u00ebs m\u00eb t\u00eb zgjuar e m\u00eb t\u00eb bukur: pavar\u00ebsis\u00eb.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pavar\u00ebsia financiare n\u00eb mosh\u00ebn e pensionit nuk \u00ebsht\u00eb e leht\u00eb, por ajo pavar\u00ebsi garanton qet\u00ebsin\u00eb dhe mbar\u00ebvajtjen e mosh\u00ebs s\u00eb tret\u00eb. N\u00eb Shqip\u00ebri vendimmarrjet e lehta jan\u00eb t\u00eb pakta. Megjithat\u00eb, panorama \u00ebsht\u00eb m\u00eb e thjesht\u00eb nga sa mendohet: Pensioni shtet\u00ebror mbulon vet\u00ebm nevojat baz\u00eb, p\u00ebr nj\u00eb jet\u00eb m\u00eb t\u00eb qet\u00eb e t\u00eb pavarur duhet nj\u00eb &hellip;<\/p>\n","protected":false},"author":4,"featured_media":122435,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[],"class_list":["post-122434","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/122434","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/comments?post=122434"}],"version-history":[{"count":1,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/122434\/revisions"}],"predecessor-version":[{"id":122436,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/122434\/revisions\/122436"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media\/122435"}],"wp:attachment":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media?parent=122434"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/categories?post=122434"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/tags?post=122434"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}