Nj\u00eb pun\u00ebtor pastrimi humbi jet\u00ebn mbr\u00ebm\u00eb n\u00eb nj\u00eb aksident rrugor n\u00eb Peqin, duke l\u00ebn\u00eb pas familjar\u00ebt e tij me v\u00ebshtir\u00ebsi emocionale dhe financiare. Humbja e tij do t\u00eb thot\u00eb munges\u00eb e menj\u00ebhershme e kontributit financiar n\u00eb familje. Pakkush e di, por legjislacioni shqiptar, p\u00ebrmes Ligjit Nr. 32\/2021 dhe rregullores s\u00eb miratuar n\u00eb t\u00eb nj\u00ebjtin vit, garanton t\u00eb drejt\u00ebn e familjar\u00ebve p\u00ebr d\u00ebmshp\u00ebrblim financiar, pavar\u00ebsisht nga kompania e sigurimit. Familjar\u00ebt mund t\u00eb k\u00ebrkojn\u00eb kompensim pa nevoj\u00ebn e avokat\u00ebve, duke njohur t\u00eb drejtat e tyre ligjore t\u00eb p\u00ebrcaktuara qart\u00eb.<\/p>\n
Si p\u00ebrfitojn\u00eb dhe \u00e7far\u00eb p\u00ebrfitojn\u00eb familjar\u00ebt e viktim\u00ebs?<\/strong><\/p>\n N\u00eb rastin konkret, por edhe n\u00eb \u00e7do rast q\u00eb familjet humbin nj\u00eb pjes\u00ebtar n\u00eb aksident rrugor, trash\u00ebgimtar\u00ebt ligjor\u00eb t\u00eb pun\u00ebtorit t\u00eb ndjer\u00eb kan\u00eb t\u00eb drejt\u00eb t\u00eb paraqesin k\u00ebrkes\u00eb d\u00ebmshp\u00ebrblimi pran\u00eb shoq\u00ebris\u00eb s\u00eb sigurimit t\u00eb mjetit shkaktar brenda 2 viteve nga aksidenti. K\u00ebrkesa mund t\u00eb dor\u00ebzohet me shkrim ose elektronikisht. Shoq\u00ebria e sigurimit \u00ebsht\u00eb e detyruar t\u00eb regjistroj\u00eb k\u00ebrkes\u00ebn, t\u2019u jap\u00eb familjar\u00ebve numrin e regjistrimit si d\u00ebshmi, t\u00eb siguroj\u00eb formularin zyrtar dhe list\u00ebn e dokumenteve t\u00eb nevojshme.<\/p>\n Dokumentacioni i nevojsh\u00ebm p\u00ebr trajtimin e k\u00ebrkes\u00ebs p\u00ebr d\u00ebmshp\u00ebrblim <\/strong>Dokumentacioni i nevojsh\u00ebm p\u00ebr trajtimin e k\u00ebrkes\u00ebs p\u00ebr d\u00ebmshmp\u00ebrblim me pasoj\u00eb vdekje p\u00ebrfshin: k\u00ebrkesa zyrtare p\u00ebr d\u00ebmshp\u00ebrblim, polica e sigurimit t\u00eb mjetit shkaktar ose konfirmimi i mbulimit, llogaria bankare e k\u00ebrkuesve t\u00eb p\u00ebrfitimit, procesverbali policor ose dokumentacioni penal q\u00eb p\u00ebrcakton faj\u00ebsin\u00eb, certifikata e vdekjes, certifikata familjare dhe v\u00ebrtetimi i t\u00eb ardhurave neto personale t\u00eb viktim\u00ebs p\u00ebr tre vitet e fundit.<\/p>\n Si p\u00ebrllogaritet d\u00ebmshp\u00ebrblimi?<\/strong><\/p>\n D\u00ebmshp\u00ebrblimi p\u00ebr vdekjen nga aksidenti rrugor llogaritet sipas nj\u00eb formule ligjore, e p\u00ebrcaktuar qart\u00eb, fikse, pa hap\u00ebsira interpretimi, q\u00eb merr parasysh mosh\u00ebn, situat\u00ebn familjare, t\u00eb ardhurat vjetore dhe d\u00ebmin moral\/ekzistencial p\u00ebr t\u00eb af\u00ebrmit e rrethit t\u00eb par\u00eb. P\u00ebrve\u00e7 shum\u00ebs s\u00eb p\u00ebrllogaritur, shtohet edhe nj\u00eb shum\u00eb fikse prej 300,000 lek\u00ebsh p\u00ebr shpenzimet e varrimit. N\u00eb k\u00ebt\u00eb p\u00ebrllogaritje, sa m\u00eb e madhe familja e ngusht\u00eb, aq m\u00eb dometh\u00ebn\u00ebse shuma.<\/p>\n Afatet p\u00ebr trajtimin e k\u00ebrkes\u00ebs<\/strong><\/p>\n Shoq\u00ebria e sigurimit \u00ebsht\u00eb e detyruar t\u00eb shqyrtoj\u00eb k\u00ebrkes\u00ebn p\u00ebr d\u00ebme ndaj personit brenda 90 dit\u00ebve kalendarike nga data e depozitimit dhe t\u00eb njoftoj\u00eb familjen p\u00ebr mas\u00ebn e d\u00ebmshp\u00ebrblimit, n\u00eb rast se k\u00ebrkesa pranohet, po ashtu edhe p\u00ebr arsyet ligjore t\u00eb refuzimit, n\u00eb rast se k\u00ebrkesa hidhet posht\u00eb.<\/p>\n Nj\u00eb sistem q\u00eb garanton t\u00eb drejtat e t\u00eb d\u00ebmtuarve<\/strong><\/p>\n Rasti tragjik n\u00eb Peqin \u00ebsht\u00eb nj\u00eb kujtes\u00eb e dhimbshme p\u00ebr pasojat q\u00eb sjell pakujdesia n\u00eb rrug\u00eb, por gjithashtu nxjerr n\u00eb pah nj\u00eb aspekt t\u00eb r\u00ebnd\u00ebsish\u00ebm t\u00eb mbrojtjes ligjore t\u00eb qytetar\u00ebve p\u00ebrmes sistemit t\u00eb sigurimit t\u00eb detyruesh\u00ebm.<\/p>\n Familjar\u00ebt e viktim\u00ebs nuk kan\u00eb vet\u00ebm t\u00eb drejt\u00ebn morale p\u00ebr drejt\u00ebsi, por edhe nj\u00eb t\u00eb drejt\u00eb ligjore p\u00ebr p\u00ebrfitim financiar, q\u00eb ndihmon n\u00eb leht\u00ebsimin e barr\u00ebs q\u00eb sjell humbja e nj\u00eb t\u00eb af\u00ebrmi n\u00eb mosh\u00eb pune.<\/p>\n P\u00ebr k\u00ebt\u00eb nuk kan\u00eb nevoj\u00eb as p\u00ebr zyr\u00eb ligjore, avokat apo pal\u00eb t\u00eb treta q\u00eb ua nd\u00ebrlikojn\u00eb procesin: ky artikull sensibilizues do t\u00eb mjaftonte. Drejtojuni kompanive t\u00eb sigurimit t\u00eb mjetit shkaktar, ose drejtojuni Byros\u00eb Shqiptare t\u00eb Sigurimit. N\u00eb \u00e7do rast \u00ebsht\u00eb nj\u00eb e drejta juaj.<\/p>\n <\/p>\n","protected":false},"excerpt":{"rendered":" Nj\u00eb pun\u00ebtor pastrimi humbi jet\u00ebn mbr\u00ebm\u00eb n\u00eb nj\u00eb aksident rrugor n\u00eb Peqin, duke l\u00ebn\u00eb pas familjar\u00ebt e tij me v\u00ebshtir\u00ebsi emocionale dhe financiare. Humbja e tij do t\u00eb thot\u00eb munges\u00eb e menj\u00ebhershme e kontributit financiar n\u00eb familje. Pakkush e di, por legjislacioni shqiptar, p\u00ebrmes Ligjit Nr. 32\/2021 dhe rregullores s\u00eb miratuar n\u00eb t\u00eb nj\u00ebjtin vit, …<\/p>\n","protected":false},"author":4,"featured_media":124287,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[],"class_list":["post-124286","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/124286","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/comments?post=124286"}],"version-history":[{"count":1,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/124286\/revisions"}],"predecessor-version":[{"id":124288,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/124286\/revisions\/124288"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media\/124287"}],"wp:attachment":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media?parent=124286"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/categories?post=124286"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/tags?post=124286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}