{"id":124557,"date":"2025-10-01T08:34:18","date_gmt":"2025-10-01T08:34:18","guid":{"rendered":"https:\/\/rdnews.al\/?p=124557"},"modified":"2025-10-01T08:34:18","modified_gmt":"2025-10-01T08:34:18","slug":"ne-shqiperi-duhet-te-punosh-dy-dekada-per-te-blere-nje-banese","status":"publish","type":"post","link":"https:\/\/rdnews.al\/index.php\/2025\/10\/01\/ne-shqiperi-duhet-te-punosh-dy-dekada-per-te-blere-nje-banese\/","title":{"rendered":"N\u00eb Shqip\u00ebri duhet t\u00eb punosh dy dekada p\u00ebr t\u00eb bler\u00eb nj\u00eb banes\u00eb!"},"content":{"rendered":"

Blerja e nj\u00eb apartamenti n\u00eb kryeqytet \u00ebsht\u00eb b\u00ebr\u00eb nj\u00eb mision i pamundur p\u00ebr shum\u00eb individ\u00eb, q\u00eb i sigurojn\u00eb t\u00eb ardhurat e tyre p\u00ebrmes pag\u00ebs si n\u00eb sektorin privat ashtu dhe n\u00eb administrat\u00ebn publike. \u00c7mimet e apartamenteve vitet e fundit jan\u00eb rritur me ritme shum\u00eb m\u00eb t\u00eb shpejta sesa pagat, duke zgjatur m\u00eb shum\u00eb koh\u00ebn q\u00eb duhet punuar p\u00ebr t\u00eb siguruar nj\u00eb sht\u00ebpi t\u00ebnden.<\/p>\n

\u201cMonitor\u201d ka p\u00ebrllogaritur treguesin e p\u00ebrballueshm\u00ebris\u00eb s\u00eb strehimit, apo aft\u00ebsis\u00eb bler\u00ebse p\u00ebr banes\u00eb, q\u00eb mat se sa paga vjetore reale bruto duhen p\u00ebr t\u00eb bler\u00eb nj\u00eb apartament t\u00eb ri, me nj\u00eb madh\u00ebsi standarde prej 70 metra katror.<\/p>\n

N\u00eb vitin 2014, nj\u00eb apartament kushtonte mesatarisht 820 euro p\u00ebr met\u00ebr katror, sipas t\u00eb dh\u00ebnave nga KeyData, nj\u00eb nj\u00ebsi q\u00eb gjurmon ecurin\u00eb e shitjeve dhe \u00e7mimeve t\u00eb apartamenteve n\u00eb kryeqytet. N\u00eb at\u00eb vit, paga mesatare reale (e indeksuar me inflacionin ku si baz\u00eb \u00ebsht\u00eb viti 2020) ishte rreth 51 mij\u00eb lek\u00eb, sipas t\u00eb dh\u00ebnave zyrtare t\u00eb INSTAT. Nj\u00eb apartament 70 metra katror kushtonte rreth 56 mij\u00eb euro.<\/p>\n

N\u00eb at\u00eb vit kursi ishte n\u00eb disavantazh t\u00eb bler\u00ebsit, pasi euro k\u00ebmbehet mesatarisht me gati 140 lek\u00eb dhe si rrjedhoj\u00eb, nj\u00eb apartament, i konvertuar n\u00eb monedh\u00ebn vendase kushtonte rreth 8 milion\u00eb lek\u00eb. P\u00ebr t\u00eb bler\u00eb nj\u00eb sht\u00ebpi nevojitej q\u00eb individi t\u00eb punonte mesatarisht 13.1 vite.<\/p>\n

N\u00eb vitin 2024, \u00e7mimi mesatar i nj\u00eb apartamenti n\u00eb Tiran\u00eb ishte 2100 euro p\u00ebr met\u00ebr katror, ose gati tre her\u00eb m\u00eb i lart\u00eb se nj\u00eb dekad\u00eb m\u00eb par\u00eb. Shtrenjtimi i \u00e7mimeve ka qen\u00eb ve\u00e7an\u00ebrisht i shpejt\u00eb n\u00eb tre vitet e fundit, me mesatarisht 30-40% n\u00eb vit, sipas t\u00eb dh\u00ebnave nga Keydata deri n\u00eb vitin 2023 dhe Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, q\u00eb mat ndryshimin vjetor t\u00eb \u00e7mimeve t\u00eb apartamenteve sipas indeksit Fischer, n\u00eb 2024-n.<\/p>\n

Nj\u00eb apartament 70 metra katror kushton 147 mij\u00eb euro, nga 56 mij\u00eb euro nj\u00eb dekad\u00eb m\u00eb par\u00eb. Ndon\u00ebse paga mesatare ka arritur n\u00eb 77.5 mij\u00eb lek\u00eb\/muaj, paga mesatare reale (e indeksuar me inflacionin, \u00e7ka mat fuqin\u00eb reale bler\u00ebse) ishte 66.1 mij\u00eb lek\u00eb, p\u00ebr shkak t\u00eb shtrenjtimit t\u00eb fort\u00eb t\u00eb \u00e7mimeve vitet e fundit, q\u00eb b\u00ebn q\u00eb paga t\u00eb shpenzohet m\u00eb shpejt p\u00ebr blerjen e t\u00eb nj\u00ebjtave produkte.<\/p>\n

Nj\u00eb avantazh p\u00ebr bler\u00ebsin n\u00eb 2024-n \u00ebsht\u00eb r\u00ebnie e euros, q\u00eb u k\u00ebmbye me rreth 100.7 lek\u00eb, si mesatare vjetore, sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, q\u00eb ka amortizuar deri diku shtrenjtimin e fort\u00eb t\u00eb \u00e7mimeve t\u00eb apartamenteve.<\/p>\n

I konvertuar n\u00eb lek\u00eb, nj\u00eb apartament 70 metra katror kushton 14.8 milion\u00eb lek\u00eb, nga 7.8 milion\u00eb lek\u00eb nj\u00eb dekad\u00eb m\u00eb par\u00eb. P\u00ebr t\u00eb bler\u00eb k\u00ebt\u00eb apartament tashm\u00eb duhen gati 19 paga vjetore reale bruto (18.6), ose gati 6 vite m\u00eb shum\u00eb sesa nj\u00eb dekad\u00eb m\u00eb par\u00eb.<\/p>\n

Duke e llogaritur m\u00eb pag\u00ebn nominale p\u00ebr vitin 2024 (77.5 mij\u00eb lek\u00eb n\u00eb muaj) do t\u00eb duheshin 15.9 vite pun\u00eb p\u00ebr blerjen e nj\u00eb apartamenti n\u00eb 2024.<\/p>\n

N\u00eb praktik\u00eb, kjo do t\u00eb thot\u00eb se nj\u00eb i ri ose nj\u00eb familje q\u00eb mb\u00ebshtetet vet\u00ebm n\u00eb t\u00eb ardhurat nga puna e tyre e ka gjithnj\u00eb e m\u00eb t\u00eb v\u00ebshtir\u00eb t\u00eb siguroj\u00eb nj\u00eb sht\u00ebpi. Pabarazia midis ritmit t\u00eb rritjes s\u00eb \u00e7mimeve t\u00eb banesave dhe rritjes s\u00eb pagave po thellon problemin social t\u00eb strehimit, duke i shtyr\u00eb shum\u00eb qytetar\u00eb drejt qiras\u00eb afatgjat\u00eb ose emigracionit, ku mund\u00ebsit\u00eb p\u00ebr t\u00eb bler\u00eb nj\u00eb sht\u00ebpi jan\u00eb m\u00eb reale.<\/p>\n

Arsyet e rritjes s\u00eb shpejt\u00eb t\u00eb \u00e7mimeve t\u00eb banesave lidhen me disa faktor\u00eb si shtrenjtimi i kostove t\u00eb nd\u00ebrtimit p\u00ebr shkak dhe t\u00eb p\u00ebrmir\u00ebsimit t\u00eb cil\u00ebsis\u00eb, rritjes s\u00eb pagave t\u00eb punonj\u00ebsve, p\u00ebrqindjes s\u00eb sip\u00ebrfaqes q\u00eb u jepet pronar\u00ebve t\u00eb tok\u00ebs, shtimit t\u00eb taksave t\u00eb Bashkis\u00eb, si taksa e strehimit, infrastruktur\u00ebs, apo dhe shtrenjtimi i \u00e7mimeve t\u00eb referenc\u00ebs dy vitet e fundit q\u00eb shtoi automatikisht taksat e strehimit dhe ndikimit n\u00eb infrastruktur\u00eb, q\u00eb nd\u00ebrtuesit i kaluan menj\u00ebher\u00eb n\u00eb \u00e7mim. Nj\u00eb tjet\u00ebr faktor i r\u00ebnd\u00ebsish\u00ebm q\u00eb ka fryt\u00eb \u00e7mimet ka qen\u00eb dhe ekonomia informale, si pastrimi i parave, apo k\u00ebrkesa e lart\u00eb q\u00eb vjen nga parat\u00eb e korrupsionit. Nj\u00eb element shtes\u00eb \u00ebsht\u00eb dhe kthimi i vendit n\u00eb destinacion turistik q\u00eb ka nxitur k\u00ebrkes\u00ebn nga t\u00eb huajt, por ndikimi i k\u00ebtyre t\u00eb fundit ka qen\u00eb kryesisht n\u00eb bregdet.<\/p>\n

Do nj\u00eb sht\u00ebpi, puno shum\u00eb m\u00eb gjat\u00eb se n\u00eb Europ\u00eb<\/strong><\/p>\n

P\u00ebr t\u00eb ofruar nj\u00eb panoram\u00eb m\u00eb t\u00eb detajuar mbi p\u00ebrballueshm\u00ebrin\u00eb e strehimit, edicioni i k\u00ebtij viti i Property Index nga Deloitte p\u00ebrfshiu nj\u00eb analiz\u00eb krahasuese t\u00eb p\u00ebrballueshm\u00ebris\u00eb s\u00eb banesave n\u00eb pron\u00ebsi n\u00eb disa qytete t\u00eb p\u00ebrzgjedhura europiane. T\u00eb dh\u00ebnat p\u00ebr Tiran\u00ebn munguan n\u00eb k\u00ebt\u00eb analiz\u00eb, teksa kryeqyteti u p\u00ebrmend n\u00eb nj\u00eb tregues tjet\u00ebr, si nj\u00eb nga qytetet me rritjen m\u00eb t\u00eb shpejt\u00eb t\u00eb \u00e7mimeve n\u00eb Europ\u00eb.<\/p>\n

Vler\u00ebsimi bazohet n\u00eb qytete ku jan\u00eb t\u00eb disponueshme si t\u00eb dh\u00ebnat p\u00ebr \u00e7mimet mesatare t\u00eb ofertave p\u00ebr banesa t\u00eb reja, ashtu edhe t\u00eb dh\u00ebnat p\u00ebr pagat mesatare bruto. P\u00ebrballueshm\u00ebria llogaritet si numri i pagave mesatare bruto vjetore q\u00eb nevojiten p\u00ebr t\u00eb bler\u00eb nj\u00eb apartament t\u00eb standardizuar t\u00eb sapond\u00ebrtuar me sip\u00ebrfaqe 70 m\u00b2. Ky tregues ofron nj\u00eb kuptim m\u00eb t\u00eb qart\u00eb mbi sa i arritsh\u00ebm \u00ebsht\u00eb zot\u00ebrimi i nj\u00eb banese p\u00ebr banor\u00ebt vendas dhe nxjerr n\u00eb pah diferencat e p\u00ebrballueshm\u00ebris\u00eb brenda dhe mes vendeve.<\/p>\n

Sipas t\u00eb dh\u00ebnave t\u00eb mbledhura nga zyrat komb\u00ebtare t\u00eb Deloitte, qyteti m\u00eb pak i p\u00ebrballuesh\u00ebm n\u00eb k\u00ebt\u00eb sondazh \u00ebsht\u00eb Amsterdami, ku banor\u00ebve u nevojiten 15.4 paga mesatare bruto vjetore p\u00ebr t\u00eb bler\u00eb nj\u00eb apartament 70 m\u00b2 \u2013 nj\u00eb rritje e leht\u00eb prej 0.3 krahasuar me nj\u00eb vit m\u00eb par\u00eb. Pas tij renditet Athina, me 15.3 paga vjetore, nd\u00ebrsa n\u00eb vendin e tret\u00eb \u00ebsht\u00eb Praga, ku duhen 15 paga vjetore p\u00ebr nj\u00eb banes\u00eb t\u00eb ngjashme.<\/p>\n

N\u00eb nivelin vijues t\u00eb p\u00ebrballueshm\u00ebris\u00eb (14.0\u201314.9 paga vjetore) renditen qytete si Ko\u0161ice (14.2) dhe Brno (14.0). N\u00eb grupin tjet\u00ebr, me 12.0\u201313.9 paga vjetore, b\u00ebjn\u00eb pjes\u00eb Bansk\u00e1 Bystrica (12.8) dhe Bratislava (12.3).<\/p>\n

Qytetet ku p\u00ebrballueshm\u00ebria llogaritet mes 10.0 dhe 11.9 pagave vjetore p\u00ebrfshijn\u00eb Lubljan\u00ebn (11.7), Selanikun (11.4), Budapestin (11.4), Ostrav\u00ebn (10.9), Londr\u00ebn e brendshme (10.8) dhe Roterdamin (10.1).<\/p>\n

N\u00eb skajin m\u00eb t\u00eb p\u00ebrballuesh\u00ebm t\u00eb spektrit, banor\u00ebt e Odense n\u00eb Danimark\u00eb dhe Torinos n\u00eb Itali kan\u00eb nevoj\u00eb vet\u00ebm p\u00ebr 4.9 paga mesatare bruto vjetore p\u00ebr t\u00eb bler\u00eb nj\u00eb apartament t\u00eb ri \u2013 duke i b\u00ebr\u00eb k\u00ebto qytete m\u00eb t\u00eb p\u00ebrballueshmet n\u00eb krahasim. T\u00eb tjera qytete me p\u00ebrballueshm\u00ebri relativisht t\u00eb lart\u00eb jan\u00eb Man\u00e7esteri (5.3), Aarhus (5.8) dhe Kato\u00ebice (7.1).<\/p>\n

Sipas raportit, \u00ebsht\u00eb e r\u00ebnd\u00ebsishme t\u00eb theksohet se p\u00ebrballueshm\u00ebria e strehimit form\u00ebsohet jo vet\u00ebm nga \u00e7mimet e pasurive t\u00eb paluajtshme, por edhe nga niveli i pagave lokale. N\u00eb disa raste, edhe qytetet me \u00e7mime t\u00eb larta mund t\u00eb ofrojn\u00eb p\u00ebrballueshm\u00ebri m\u00eb t\u00eb mir\u00eb fal\u00eb rritjes s\u00eb t\u00eb ardhurave mesatare. P\u00ebr k\u00ebt\u00eb arsye, balanca mes rritjes s\u00eb t\u00eb ardhurave dhe inflacionit t\u00eb kostos s\u00eb banesave mbetet nj\u00eb faktor thelb\u00ebsor q\u00eb p\u00ebrcakton aksesin n\u00eb strehim n\u00eb mbar\u00eb Europ\u00ebn.<\/p>\n

Duke i p\u00ebrshtatur k\u00ebto t\u00eb dh\u00ebna me kryeqytetin shqiptar rezulton q\u00eb Tirana, e matur si me pag\u00ebn nominale (15.9 vite) ashtu dhe me at\u00eb reale (18.6 vite) \u00ebsht\u00eb nd\u00ebr m\u00eb t\u00eb shtrenjtat n\u00eb Europ\u00eb, e matur me fuqin\u00eb bler\u00ebse, sipas p\u00ebrllogaritjeve t\u00eb \u201cMonitor\u201d.<\/p>\n

Nj\u00eb vler\u00ebsim i ngjash\u00ebm \u00ebsht\u00eb nxjerr\u00eb dhe nga nj\u00ebsia e t\u00eb dh\u00ebnave krahasuese globale, Numbeo, sipas t\u00eb cilit Shqip\u00ebria Nj\u00eb familjeje mesatare shqiptare i duhen mesatarisht 16.3 vite pune p\u00ebr t\u00eb bler\u00eb nj\u00eb apartament. Kjo koh\u00eb \u00ebsht\u00eb m\u00eb e gjata n\u00eb t\u00eb gjith\u00eb Europ\u00ebn, sipas treguesit Numbeo, q\u00eb llogarit indeksin e \u00e7mimit ndaj t\u00eb ardhurave, q\u00eb mat p\u00ebrballueshm\u00ebrin\u00eb e blerjes s\u00eb nj\u00eb apartamenti, p\u00ebr mesin e vitit 2025.<\/p>\n

N\u00eb vende ku k\u00ebta tregues jan\u00eb t\u00eb lart\u00eb, strehimi shihet si i pap\u00ebrballuesh\u00ebm, \u00e7ka lidhet me rritje t\u00eb kostove t\u00eb jetes\u00ebs, v\u00ebshtir\u00ebsi p\u00ebr t\u00eb rinjt\u00eb q\u00eb t\u00eb blejn\u00eb nj\u00eb sht\u00ebpi dhe shpesh me shtim t\u00eb emigracionit. Ky indikator p\u00ebrdoret gjer\u00ebsisht p\u00ebr t\u00eb vler\u00ebsuar kriz\u00ebn e strehimit dhe presionin q\u00eb kan\u00eb qeverit\u00eb p\u00ebr t\u00eb nd\u00ebrhyr\u00eb me politika mb\u00ebshtet\u00ebse, si subvencione, kredi t\u00eb buta apo rritje t\u00eb ofert\u00ebs s\u00eb banesave t\u00eb reja.<\/p>\n

Nd\u00ebrsa n\u00eb Shqip\u00ebri, nd\u00ebr m\u00eb t\u00eb varfrit e Europ\u00ebs p\u00ebr t\u00eb ardhurat p\u00ebr frym\u00eb dhe pag\u00ebn minimale e mesatare, treguesi i vet\u00ebm q\u00eb po p\u00ebrdoret \u00ebsht\u00eb \u201cmburrja\u201d se \u00ebsht\u00eb rritur vlera e pron\u00ebs, apo se \u00e7mimet e apartamenteve do t\u00eb dyfishohen kur vendi t\u00eb hyj\u00eb n\u00eb Bashkimin Europian! \/ Monitor.al<\/p>\n

\"P\u00ebr<\/p>\n","protected":false},"excerpt":{"rendered":"

Blerja e nj\u00eb apartamenti n\u00eb kryeqytet \u00ebsht\u00eb b\u00ebr\u00eb nj\u00eb mision i pamundur p\u00ebr shum\u00eb individ\u00eb, q\u00eb i sigurojn\u00eb t\u00eb ardhurat e tyre p\u00ebrmes pag\u00ebs si n\u00eb sektorin privat ashtu dhe n\u00eb administrat\u00ebn publike. \u00c7mimet e apartamenteve vitet e fundit jan\u00eb rritur me ritme shum\u00eb m\u00eb t\u00eb shpejta sesa pagat, duke zgjatur m\u00eb shum\u00eb koh\u00ebn q\u00eb …<\/p>\n","protected":false},"author":4,"featured_media":108373,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37],"tags":[],"class_list":["post-124557","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-politike"],"_links":{"self":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/124557","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/comments?post=124557"}],"version-history":[{"count":1,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/124557\/revisions"}],"predecessor-version":[{"id":124558,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/124557\/revisions\/124558"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media\/108373"}],"wp:attachment":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media?parent=124557"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/categories?post=124557"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/tags?post=124557"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}