{"id":125213,"date":"2025-10-08T12:16:06","date_gmt":"2025-10-08T12:16:06","guid":{"rendered":"https:\/\/rdnews.al\/?p=125213"},"modified":"2025-10-08T12:16:06","modified_gmt":"2025-10-08T12:16:06","slug":"zhvleresimi-i-euros-shqiptaret-kane-humbur-91-miliarde-leke-ne-dy-vite-nga-kursimet-ne-banka","status":"publish","type":"post","link":"https:\/\/rdnews.al\/index.php\/2025\/10\/08\/zhvleresimi-i-euros-shqiptaret-kane-humbur-91-miliarde-leke-ne-dy-vite-nga-kursimet-ne-banka\/","title":{"rendered":"Zhvler\u00ebsimi i euros\/ Shqiptar\u00ebt kan\u00eb humbur 91 miliard\u00eb lek\u00eb n\u00eb dy vite nga kursimet n\u00eb banka"},"content":{"rendered":"
Zhvler\u00ebsimi i Euros n\u00eb kursin e k\u00ebmbimit me Lekun po vazhdon t\u00eb ul\u00eb vler\u00ebn e depozitave bankare, t\u00eb shprehur n\u00eb monedh\u00ebn vendase.<\/div>\n

Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, n\u00eb 12 muajt mes qershorit 2024 dhe qershorit 2025, efekti i kursit t\u00eb k\u00ebmbimit i tkurri depozitat n\u00eb valut\u00eb t\u00eb huaj me 43 miliard\u00eb lek\u00eb, nd\u00ebrsa q\u00eb nga fillimi i vitit efekti ishte gjithmon\u00eb negativ, n\u00eb vler\u00ebn e 16 miliard\u00eb lek\u00ebve.<\/p>\n

I vler\u00ebsuar p\u00ebr dy vitet e fundit (qershor 2023-qershor 2025), efekti negativ i kursi t\u00eb k\u00ebmbimit mbi vler\u00ebn e depozitave, sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, ka arritur n\u00eb 91 miliard\u00eb lek\u00eb.<\/p>\n

Banka e Shqip\u00ebris\u00eb vler\u00ebson se baza e depozitave t\u00eb mbajtura n\u00eb sektorin bankar vijoi t\u00eb zgjerohej me ritme t\u00eb shpejta edhe gjat\u00eb gjysm\u00ebs s\u00eb par\u00eb t\u00eb vitit 2025.<\/p>\n

Rritja e depozitave gjat\u00eb periudh\u00ebs lidhet kryesisht me zgjerimin e llogarive rrjedh\u00ebse, depozitave me afat, depozitave t\u00eb individ\u00ebve dhe depozitave n\u00eb monedh\u00ebn vendase. Depozitat e bizneseve jan\u00eb tkurrur leht\u00eb gjat\u00eb 6-mujorit, nd\u00ebrsa ato t\u00eb sektorit publik dhe ato n\u00eb valut\u00eb regjistruan rritje t\u00eb moderuara. Struktura e depozitave nuk tregoi ndryshime t\u00eb qen\u00ebsishme.<\/p>\n

V\u00ebllimi i depozitave sipas afatit \u00ebsht\u00eb i shp\u00ebrndar\u00eb n\u00eb m\u00ebnyr\u00eb pothuajse t\u00eb barabart\u00eb midis llogarive rrjedh\u00ebse (43%) dhe depozitave me afat (44%), nd\u00ebrsa depozitat e individ\u00ebve dhe depozitat n\u00eb valut\u00eb z\u00ebn\u00eb p\u00ebrkat\u00ebsisht 79% dhe 52% t\u00eb stokut t\u00eb p\u00ebrgjithsh\u00ebm t\u00eb depozitave.<\/p>\n

N\u00eb mesin e k\u00ebtij vitit, depozitat arrit\u00ebn n\u00eb nivelin e 1.722 trilion\u00eb lek\u00ebve, duke u rritur me 2.9% q\u00eb nga fillimi i vitit dhe me 7.5% n\u00eb terma vjetor\u00eb.<\/p>\n

N\u00eb krahasim me nj\u00eb vit m\u00eb par\u00eb, depozitat n\u00eb Lek u zgjeruan me 77 miliard\u00eb lek\u00eb (10%), nd\u00ebrsa ato valut\u00eb dhe 44 miliard\u00eb lek\u00eb (5.2%).<\/p>\n

P\u00ebr depozitat n\u00eb Lek, rritja vjetore \u00ebsht\u00eb p\u00ebrgjith\u00ebsisht e shp\u00ebrndar\u00eb n\u00eb m\u00ebnyr\u00eb t\u00eb barabart\u00eb<\/p>\n

midis dy gjasht\u00ebmujor\u00ebve, nd\u00ebrsa depozitat n\u00eb valut\u00eb shfaqin nj\u00eb sjellje t\u00eb dukshme sezonale, duke u rritur m\u00eb shum\u00eb gjat\u00eb gjysm\u00ebs s\u00eb dyt\u00eb t\u00eb vitit 2024 n\u00eb krahasim me gjasht\u00ebmujorin e par\u00eb 2025.<\/p>\n

N\u00eb munges\u00eb t\u00eb ndryshimeve n\u00eb kursin e k\u00ebmbimit, norma e rritjes s\u00eb depozitave n\u00eb valut\u00eb huaj do t\u00eb ishte 9.1%. Me t\u00eb nj\u00ebjtin vler\u00ebsim, vet\u00ebm p\u00ebr depozitat n\u00eb valut\u00eb, norma e rritjes vjetore do t\u00eb ishte 8.2%.<\/p>\n

Segmenti i depozitave n\u00eb Euro (duke p\u00ebrjashtuar ato n\u00eb valuta t\u00eb tjera) u rrit me 7.5% ndaj nj\u00eb viti m\u00eb par\u00eb, ku kontributin e vet\u00ebm pozitiv e dhan\u00eb depozitat n\u00eb Euro t\u00eb individ\u00ebve.<\/p>\n

Blerjet e valut\u00ebs nga Banka e Shqip\u00ebris\u00eb e kan\u00eb ngadal\u00ebsuar r\u00ebnien e kursit t\u00eb k\u00ebmbimit Euro-Lek k\u00ebt\u00eb vit, por pa arritur ta frenojn\u00eb plot\u00ebsisht k\u00ebt\u00eb r\u00ebnie.<\/p>\n

N\u00eb fund t\u00eb muajit qershor, monedha europiane k\u00ebmbehej me 98.08 lek\u00eb, n\u00eb r\u00ebnie vjetore me 2.2%. Gjat\u00eb tremujorit t\u00eb tret\u00eb t\u00eb vitit, kursi p\u00ebsoi r\u00ebnie t\u00eb m\u00ebtejshme, duke sh\u00ebnuar nj\u00eb minimum t\u00eb ri historik prej 96.78 lek\u00ebsh n\u00eb muajin shtator.\/Monitor<\/p>\n","protected":false},"excerpt":{"rendered":"

Zhvler\u00ebsimi i Euros n\u00eb kursin e k\u00ebmbimit me Lekun po vazhdon t\u00eb ul\u00eb vler\u00ebn e depozitave bankare, t\u00eb shprehur n\u00eb monedh\u00ebn vendase. Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, n\u00eb 12 muajt mes qershorit 2024 dhe qershorit 2025, efekti i kursit t\u00eb k\u00ebmbimit i tkurri depozitat n\u00eb valut\u00eb t\u00eb huaj me 43 miliard\u00eb lek\u00eb, nd\u00ebrsa q\u00eb nga fillimi …<\/p>\n","protected":false},"author":3,"featured_media":125214,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[],"class_list":["post-125213","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/125213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/comments?post=125213"}],"version-history":[{"count":1,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/125213\/revisions"}],"predecessor-version":[{"id":125215,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/125213\/revisions\/125215"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media\/125214"}],"wp:attachment":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media?parent=125213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/categories?post=125213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/tags?post=125213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}