{"id":126131,"date":"2025-10-20T16:36:47","date_gmt":"2025-10-20T16:36:47","guid":{"rendered":"https:\/\/rdnews.al\/?p=126131"},"modified":"2025-10-20T16:36:47","modified_gmt":"2025-10-20T16:36:47","slug":"fondet-e-investimit-3-here-me-fitimprurese-se-prona-sigal-invest-si-mundesi-e-leverdishme-per-investitoret","status":"publish","type":"post","link":"https:\/\/rdnews.al\/index.php\/2025\/10\/20\/fondet-e-investimit-3-here-me-fitimprurese-se-prona-sigal-invest-si-mundesi-e-leverdishme-per-investitoret\/","title":{"rendered":"Fondet e Investimit 3 her\u00eb m\u00eb fitimprur\u00ebse se prona, SIGAL Invest si mund\u00ebsi e leverdishme p\u00ebr investitor\u00ebt"},"content":{"rendered":"

\u00c7mimet e pasurive t\u00eb paluajtshme vijojn\u00eb t\u00eb rriten pa ndalur, nd\u00ebrsa shum\u00eb investitor\u00eb p\u00ebrballen me nj\u00eb pyetje t\u00eb natyrshme: A ia vlen m\u00eb shum\u00eb t\u00eb blesh nj\u00eb apartament apo t\u00eb investosh n\u00eb Fonde Investimi?<\/p>\n

Ekspert\u00ebt e tregut jan\u00eb t\u00eb qart\u00eb: investimi n\u00eb fondet e investimit mund t\u00eb sjell\u00eb fitime deri n\u00eb tre her\u00eb m\u00eb t\u00eb larta krahasuar me investimin n\u00eb pasuri t\u00eb paluajtshme. Kushti i vet\u00ebm \u00ebsht\u00eb q\u00eb zgjedhja t\u00eb bazohet n\u00eb fonde t\u00eb q\u00ebndrueshme dhe me p\u00ebrvoj\u00eb, si\u00e7 \u00ebsht\u00eb SIGAL Invest.<\/p>\n

Llogaritjet e \u201cftohta\u201d t\u00eb nj\u00eb apartamenti<\/strong><\/p>\n

\u00c7do bler\u00ebs duhet t\u00eb njoh\u00eb mir\u00eb tatimet dhe kostot reale q\u00eb shoq\u00ebrojn\u00eb blerjen e nj\u00eb prone.
\nN\u00eb Shqip\u00ebri, paguhet 5% tatim n\u00eb momentin e blerjes ose 15% mbi fitimin kapital n\u00eb momentin e shitjes.<\/p>\n

Le t\u00eb marrim nj\u00eb shembull praktik:
\nNj\u00eb apartament kushton 100 mij\u00eb euro dhe pas disa vitesh shitet 150 mij\u00eb euro. Fitimi kapital prej 50 mij\u00eb eurosh tatohet me 15%, q\u00eb do t\u00eb thot\u00eb 7,500 euro tatim.
\nN\u00ebse tatimi \u00ebsht\u00eb paguar n\u00eb momentin e blerjes, shuma \u00ebsht\u00eb 5 mij\u00eb euro. N\u00eb t\u00eb dy rastet, fitimi neto zvog\u00eblohet menj\u00ebher\u00eb.<\/p>\n

Por kostot nuk mbarojn\u00eb k\u00ebtu: duhet llogaritur noteri, arredimi, mir\u00ebmbajtja, amortizimi dhe sigurimi i pron\u00ebs ndaj rreziqeve si p\u00ebrmbytje, zjarre apo t\u00ebrmete. N\u00ebse k\u00ebto nuk merren parasysh, \u00e7do p\u00ebrfitim nominal nga shitja e pron\u00ebs zvog\u00eblohet duksh\u00ebm.<\/p>\n

N\u00eb fund t\u00eb llogarive, investimi n\u00eb pasuri t\u00eb paluajtshme p\u00ebrballet me fitim real m\u00eb t\u00eb ul\u00ebt se sa pritej, likuiditet t\u00eb kufizuar (v\u00ebshtir\u00ebsi p\u00ebr ta shitur shpejt pron\u00ebn), dhe t\u00eb ardhura neto nga qiraja q\u00eb rrall\u00eb kalojn\u00eb norm\u00ebn 3\u20134% n\u00eb vit.<\/p>\n

Fondet e Investimit: alternativa m\u00eb e men\u00e7ur<\/strong><\/p>\n

N\u00ebse, n\u00eb vend q\u00eb t\u00eb blihej nj\u00eb pron\u00eb, 100 mij\u00eb euro do t\u00eb investoheshin n\u00eb nj\u00eb fond me kthim mesatar 9% n\u00eb vit, si SIGAL Invest, pas 10 vitesh kapitali do t\u00eb arrinte rreth 236\u2013237 mij\u00eb euro.<\/p>\n

Parat\u00eb jo vet\u00ebm q\u00eb dyfishohen, por edhe pa qiramarr\u00ebs, pa riparime dhe pa shpenzime t\u00eb fshehura. Ky \u00ebsht\u00eb dallimi mes nj\u00eb investimi pasiv e t\u00eb sigurt dhe nj\u00eb prone q\u00eb k\u00ebrkon kujdes t\u00eb vazhduesh\u00ebm.<\/p>\n

Pronat kan\u00eb kuptim p\u00ebr banim ose p\u00ebr diversifikim, por kur synohet rritja e pasuris\u00eb, likuiditeti dhe kthimi i q\u00ebndruesh\u00ebm, fondet e investimit jan\u00eb zgjedhja m\u00eb e zgjuar.<\/p>\n

SIGAL Invest ofron k\u00ebt\u00eb mund\u00ebsi me transparenc\u00eb, p\u00ebrvoj\u00eb dhe q\u00ebndrueshm\u00ebri duke i b\u00ebr\u00eb Fondet e Investimit zgjidhjen m\u00eb t\u00eb leverdishme p\u00ebr investitor\u00ebt e sot\u00ebm.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

\u00c7mimet e pasurive t\u00eb paluajtshme vijojn\u00eb t\u00eb rriten pa ndalur, nd\u00ebrsa shum\u00eb investitor\u00eb p\u00ebrballen me nj\u00eb pyetje t\u00eb natyrshme: A ia vlen m\u00eb shum\u00eb t\u00eb blesh nj\u00eb apartament apo t\u00eb investosh n\u00eb Fonde Investimi? Ekspert\u00ebt e tregut jan\u00eb t\u00eb qart\u00eb: investimi n\u00eb fondet e investimit mund t\u00eb sjell\u00eb fitime deri n\u00eb tre her\u00eb m\u00eb t\u00eb …<\/p>\n","protected":false},"author":4,"featured_media":126132,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[],"class_list":["post-126131","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/126131","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/comments?post=126131"}],"version-history":[{"count":1,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/126131\/revisions"}],"predecessor-version":[{"id":126133,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/126131\/revisions\/126133"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media\/126132"}],"wp:attachment":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media?parent=126131"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/categories?post=126131"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/tags?post=126131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}