{"id":135116,"date":"2026-02-03T09:42:07","date_gmt":"2026-02-03T09:42:07","guid":{"rendered":"https:\/\/rdnews.al\/?p=135116"},"modified":"2026-02-03T09:42:07","modified_gmt":"2026-02-03T09:42:07","slug":"fondi-i-pensioneve-sigal-si-mundesi-investimi-prinderor-shkollim-dhe-pension-per-femijen","status":"publish","type":"post","link":"https:\/\/rdnews.al\/index.php\/2026\/02\/03\/fondi-i-pensioneve-sigal-si-mundesi-investimi-prinderor-shkollim-dhe-pension-per-femijen\/","title":{"rendered":"Fondi i Pensioneve SIGAL si mund\u00ebsi investimi prind\u00ebror: Shkollim dhe pension p\u00ebr f\u00ebmij\u00ebn"},"content":{"rendered":"<p>A e dinit se n\u00ebse prind\u00ebrit kontribuojn\u00eb 20 mij\u00eb lek\u00eb \u00e7do muaj (10 mij\u00eb Lek\u00eb njeri dhe 10 mij\u00eb Lek\u00eb tjetri) n\u00eb fondin e pensioneve SIGAL me norm\u00ebn e sotme t\u00eb kthimit t\u00eb fondit, rreth 4.55%, n\u00eb llogarin\u00eb e f\u00ebmij\u00ebs n\u00eb mosh\u00ebn 18-vje\u00e7are do t\u00eb kishte rreth 6.48 milion\u00eb lek\u00eb?<\/p>\n<p>N\u00eb k\u00ebt\u00eb m\u00ebnyr\u00eb f\u00ebmija mund t\u00eb t\u00ebrheq\u00eb interesin prej 2.15 milion\u00eb lek\u00eb p\u00ebr 18-vjetor dhe duke l\u00ebn\u00eb pjes\u00ebn tjet\u00ebr p\u00ebr maturim, pa asnj\u00eb kontribut tjet\u00ebr shtes\u00eb, vet\u00ebm fal\u00eb atij mekanizmi q\u00eb njihet si interesi i p\u00ebrb\u00ebr\u00eb, \u201cpuna e parave duke fjetur\u201d, garanton rreth 28 milion\u00eb lek\u00eb t\u00eb reja n\u00eb mosh\u00ebn 60-vje\u00e7are, ose nj\u00eb superpension dinjitoz me 233 mij\u00eb lek\u00eb n\u00eb muaj p\u00ebr 10 vjet?<\/p>\n<div class=\"insertion-box\">\n<div id=\"MDA4780\" class=\"\" data-adid=\"mda16725\" data-netid=\"137356148\" data-sizes=\"300x250\" data-google-query-id=\"CPny-qWDvZIDFeLaDQkdm1sAXw\">\n<div id=\"google_ads_iframe_\/137356148\/mda16725_0__container__\">A nuk \u00ebsht\u00eb e shk\u00eblqyer? 2.15 milion\u00eb Lek\u00eb p\u00ebr 18-vjetorin dhe 28 milion\u00eb Lek\u00eb p\u00ebr 60-vjetorin: vet\u00ebm 20 mij\u00eb Lek\u00eb kontribute p\u00ebr 18 vjet nga prind\u00ebrit.<\/div>\n<div><\/div>\n<\/div>\n<\/div>\n<div class=\"kodiim\" data-mce-contenteditable=\"false\"><iframe loading=\"lazy\" title=\"Fondi i Pensioneve SIGAL si mund\u00ebsi investimi prind\u00ebror: Shkollim dhe pension p\u00ebr f\u00ebmij\u00ebn\" src=\"https:\/\/www.youtube.com\/embed\/bb5y-VQ9v2Y\" width=\"600\" height=\"337\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<div class=\"insertion-box\">\n<div class=\"denonco-box\">\n<p>Llogaritjet e paraqitura kan\u00eb q\u00ebllim vet\u00ebm informues, kthimet e treguara mund t\u00eb ndryshojn\u00eb dhe nuk p\u00ebrb\u00ebjn\u00eb garanci p\u00ebr performanc\u00ebn apo rezultatet e ardhshme, por n\u00eb p\u00ebrllogaritje \u00ebsht\u00eb marr\u00eb hipotetikisht e pal\u00ebvizshme norma e k\u00ebtij viti: rreth 4.55%, \u00e7far\u00eb \u00ebsht\u00eb nj\u00eb tregues solid.<\/p>\n<\/div>\n<\/div>\n<p>CEO i SIGAL Invest, z. Avni Ponari, i pyetur nga Ora News tregon se kjo mund\u00ebsi investimi mund t\u00eb kombinohet edhe me sigurimin e jet\u00ebs s\u00eb prindit, q\u00eb i jep garanci shum\u00ebfish\u00eb f\u00ebmij\u00ebs:<\/p>\n<p><em>\u201cN\u00ebse kemi nj\u00eb f\u00ebmij\u00eb t\u00eb vog\u00ebl t\u00eb sapolindur dhe duam q\u00eb atij t\u2019i b\u00ebjm\u00eb nj\u00eb dhurat\u00eb kur ai t\u00eb mbush\u00eb mosh\u00ebn 20-vje\u00e7are, ne mund ta vendosim k\u00ebt\u00eb duke aplikuar nj\u00eb form\u00eb t\u00eb ve\u00e7ant\u00eb n\u00eb t\u00eb cil\u00ebn ai mund t\u00eb p\u00ebrfitoj\u00eb n\u00eb mosh\u00ebn 20-vje\u00e7are rreth 20 mij\u00eb euro. Pjesa e mbetur, ose t\u00eb gjitha interesat e mbetura, kalojn\u00eb n\u00eb pensionin privat, t\u00eb cilat marrin vlera t\u00eb konsiderueshme deri n\u00eb fund t\u00eb veprimtaris\u00eb apo t\u00eb mbylljes s\u00eb kontrat\u00ebs.<\/em><\/p>\n<p><em>Kjo \u00ebsht\u00eb mjaft interesante sepse duke e shoq\u00ebruar k\u00ebt\u00eb edhe me sigurimin e jet\u00ebs, kemi t\u00eb b\u00ebjm\u00eb me nj\u00eb sigurim t\u00eb dyfisht\u00eb dhe n\u00eb rast ngjarjeje t\u00eb caktuar t\u00eb cilat ne nuk i p\u00ebrcaktojm\u00eb dot, at\u00ebher\u00eb p\u00ebrfitimi \u00ebsht\u00eb shum\u00eb m\u00eb i madh\u201d.<\/em><\/p>\n<p>N\u00eb k\u00ebt\u00eb m\u00ebnyr\u00eb, n\u00eb SIGAL Fond Pensioni jep garancit\u00eb jan\u00eb shum\u00ebfishe: shum\u00ebn e siguruar me sigurimin e jet\u00ebs s\u00eb prindit, interesi p\u00ebr mosh\u00ebn 18-vje\u00e7are dhe superllogaria e mosh\u00ebs 60-vje\u00e7are. Vet\u00ebm 18 vjet investim i zgjuar mujor nga prind\u00ebrit, p\u00ebrfitimet mund t\u00eb shtrihen n\u00eb breza p\u00ebr f\u00ebmij\u00ebn, kur ai te jet\u00eb vet\u00eb nj\u00eb gjysh dhe prind.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A e dinit se n\u00ebse prind\u00ebrit kontribuojn\u00eb 20 mij\u00eb lek\u00eb \u00e7do muaj (10 mij\u00eb Lek\u00eb njeri dhe 10 mij\u00eb Lek\u00eb tjetri) n\u00eb fondin e pensioneve SIGAL me norm\u00ebn e sotme t\u00eb kthimit t\u00eb fondit, rreth 4.55%, n\u00eb llogarin\u00eb e f\u00ebmij\u00ebs n\u00eb mosh\u00ebn 18-vje\u00e7are do t\u00eb kishte rreth 6.48 milion\u00eb lek\u00eb? N\u00eb k\u00ebt\u00eb m\u00ebnyr\u00eb f\u00ebmija mund &hellip;<\/p>\n","protected":false},"author":4,"featured_media":135117,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[],"class_list":["post-135116","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/135116","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/comments?post=135116"}],"version-history":[{"count":1,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/135116\/revisions"}],"predecessor-version":[{"id":135118,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/135116\/revisions\/135118"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media\/135117"}],"wp:attachment":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media?parent=135116"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/categories?post=135116"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/tags?post=135116"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}