{"id":138051,"date":"2026-03-13T10:30:16","date_gmt":"2026-03-13T10:30:16","guid":{"rendered":"https:\/\/rdnews.al\/?p=138051"},"modified":"2026-03-13T10:30:16","modified_gmt":"2026-03-13T10:30:16","slug":"kasa-per-femije-sigal-sjell-produktin-ideal-per-prinderit-e-rinj","status":"publish","type":"post","link":"https:\/\/rdnews.al\/index.php\/2026\/03\/13\/kasa-per-femije-sigal-sjell-produktin-ideal-per-prinderit-e-rinj\/","title":{"rendered":"&#8220;KASA p\u00ebr f\u00ebmij\u00eb&#8221;, SIGAL sjell produktin ideal p\u00ebr prind\u00ebrit e rinj"},"content":{"rendered":"<p>\u201cKasa p\u00ebr f\u00ebmij\u00eb\u201d \u00ebsht\u00eb produkti i kombinuar i sigurimit, q\u00eb SIGAL LIFE sjell n\u00eb tregun e sigurimeve t\u00eb jet\u00ebs. P\u00ebr nga p\u00ebrfitimet, ky produkt konsiderohet ideal p\u00ebr \u00e7iftet q\u00eb sapo kan\u00eb nisur prind\u00ebrimin.<br \/>\nP\u00ebr nj\u00eb \u00e7mim sigurimi q\u00eb paguhet 6-mujor ose vjetor, f\u00ebmija p\u00ebrfiton shum\u00ebn e kursyer dhe t\u00eb maturuar gjat\u00eb 10, 15 ose 18 viteve t\u00eb kursimit nga prind\u00ebrit. K\u00ebt\u00eb e zgjedhin prind\u00ebrit. Sa m\u00eb e gjat\u00eb periudha, aq m\u00eb i madh fitimi.<br \/>\nNga ana tjet\u00ebr, n\u00ebse gjat\u00eb k\u00ebsaj periudhe, fatkeq\u00ebsisht, nj\u00ebri prej prind\u00ebrve humb jet\u00ebn, p\u00ebrfituesi merr menj\u00ebher\u00eb shum\u00ebn maksimale t\u00eb mbuluar nga sigurimi i jet\u00ebs.<\/p>\n<p><strong>CEO i SIGAL shpjegon produktin<\/strong><\/p>\n<div class=\"fluid-width-video-wrapper\"><iframe id=\"fitvid784722\" title=\"&quot;KASA p\u00ebr f\u00ebmij\u00eb&quot;, SIGAL sjell produktin ideal p\u00ebr prind\u00ebrit e rinj\" src=\"https:\/\/www.youtube.com\/embed\/zYj81Ygb_EU?feature=oembed\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<p>P\u00ebr m\u00eb tep\u00ebr CEO i Sigal Insurance Group, z. Avni Ponari, sqaroi p\u00ebr mediat:<br \/>\n\u201cN\u00ebse dikush k\u00ebrkon q\u00eb femija i tij, i sapolindur, kur t\u00eb b\u00ebhet 20 vje\u00e7, t\u00eb ket\u00eb nj\u00eb shum\u00eb, marr shembull 100 mij\u00eb euro, at\u00ebhere, kjo \u00ebsht\u00eb e mundur dhe \u00ebsht\u00eb e mundur te SIGAL. B\u00ebhet edhe sigurimi i jetes, pra, ti paguan \u00e7do vit nj\u00eb vler\u00eb t\u00eb caktuar p\u00ebr t\u00eb patur 100 mij\u00eb euro f\u00ebmija, at\u00ebher\u00eb do t\u00eb paguash n\u00eb vit 5 mij\u00eb deri n\u00eb 6 mij\u00eb euro\u2026dhe ke t\u00eb siguruar edhe jet\u00ebn ti si mbrojtes dhe garantues i k\u00ebsaj pagese. Dhe n\u00eb rast se di\u00e7ka ndodh gjat\u00eb k\u00ebsaj kohe, f\u00ebmija ka t\u00eb garantuar shum\u00ebn e p\u00ebrcaktuar, n\u00eb vler\u00ebn e caktuar edhe n\u00eb rast se ti ke paguar vet\u00ebm nj\u00eb k\u00ebst vitin e par\u00eb.\u201d<br \/>\nShembuj konkret\u00eb<br \/>\nP\u00ebr nj\u00eb familje me t\u00eb ardhura t\u00eb mesme, 150,000 Lek\u00eb n\u00eb vit, p\u00ebr t\u00eb dy, \u00ebsht\u00eb vet\u00ebm nj\u00eb kursim 6,250 Lek\u00eb n\u00eb muaj. P\u00ebr p\u00ebrfitimet q\u00eb sjell, kjo \u00ebsht\u00eb nj\u00eb shif\u00ebr e arritshme.<br \/>\nA mund t\u00eb depozitohet edhe nj\u00eb shum\u00eb m\u00eb e madhe? Sigurisht q\u00eb po. Mund t\u00eb ndodh\u00eb q\u00eb klienti t\u00eb paraqitet me nj\u00eb k\u00ebrkes\u00eb t\u00eb thjesht\u00eb: \u201cDua q\u00eb pas 18 vitesh f\u00ebmija im t\u00eb ket\u00eb 100 mij\u00eb euro n\u00eb llogari. Sa duhet t\u00eb depozitojm\u00eb un\u00eb dhe gruaja ime \u00e7do vit?\u201d. N\u00eb SIGAL kjo \u00ebsht\u00eb e mundur.<br \/>\nPo ashtu, prind\u00ebrve u paraqiten edhe skenar\u00eb t\u00eb ndrysh\u00ebm kursimi.<br \/>\nP\u00ebr shembull, n\u00ebse depozitohen 50 mij\u00eb lek\u00eb n\u00eb vit, pas 18 vitesh shuma n\u00eb depozit\u00ebn e f\u00ebmij\u00ebs arrin rreth 1.13 milion\u00eb lek\u00eb.<br \/>\nN\u00ebse depozitohen 100 mij\u00eb lek\u00eb n\u00eb vit, shuma p\u00ebrfundimtare do t\u00eb jet\u00eb af\u00ebrsisht 2.23 milion\u00eb lek\u00eb.<br \/>\nMe primin 150,000 Lek\u00eb n\u00eb vit, f\u00ebmija, n\u00eb mosh\u00ebn 18-vje\u00e7are, do t\u00eb ket\u00eb 3.34 milion\u00eb Lek\u00eb n\u00eb llogarin\u00eb e tij.<br \/>\nNd\u00ebrsa me 300 mij\u00eb lek\u00eb n\u00eb vit, 150 mij\u00eb lek\u00eb t\u00eb kursyera nga secili prind, ose 13,500 Lek\u00eb n\u00eb muaj, pas 18 vitesh mund t\u00eb arrihet nj\u00eb shum\u00eb rreth 6.69 milion\u00eb lek\u00eb n\u00eb depozit\u00ebn e f\u00ebmij\u00ebs.<br \/>\nShkollimi, biznesi i par\u00eb, k\u00ebsti i par\u00eb i nj\u00eb imobilareje, t\u00eb shumta jan\u00eb vendimmarrjet financiare q\u00eb mund t\u00eb b\u00ebhen me 6.69 milion\u00eb Lek\u00eb.<br \/>\n\u201cKasa p\u00ebr F\u00ebmij\u00eb\u201d<br \/>\nN\u00eb fund, gjith\u00e7ka varet nga mund\u00ebsit\u00eb financiare dhe zgjedhjet konkrete t\u00eb prind\u00ebrve, si edhe nga objektivi q\u00eb ata kan\u00eb p\u00ebr kursimet e f\u00ebmij\u00ebs.<br \/>\nFal\u00eb produktit \u201cKasa p\u00ebr F\u00ebmij\u00eb\u201d, n\u00ebse p\u00ebrgjat\u00eb k\u00ebtyre 18 vjet\u00ebve ndodh q\u00eb njeri nga prind\u00ebrit t\u00eb humb\u00eb jet\u00ebn, f\u00ebmija p\u00ebrfiton shum\u00ebn e plot\u00eb, jo m\u00eb si kursim i maturuar, por si sigurim jet\u00ebsor: shum\u00ebn e plot\u00eb, 3.34 milion\u00eb p\u00ebr k\u00eb depoziton 150 mij\u00eb Lek\u00eb\/vit, 6.69 milion\u00eb p\u00ebr k\u00eb depoziton 300 mij\u00eb Lek\u00eb\/vit, e me radh\u00eb.<br \/>\nN\u00eb k\u00ebt\u00eb m\u00ebnyr\u00eb, \u201cKasa p\u00ebr F\u00ebmij\u00eb\u201d nga SIGAL LIFE ofron nj\u00eb zgjidhje t\u00eb sigurt, dyfishe, p\u00ebr prind\u00ebrit q\u00eb duan t\u00eb planifikojn\u00eb t\u00eb ardhmen e f\u00ebmij\u00ebve t\u00eb tyre, por edhe duan ta veshin at\u00eb me m\u00eb shum\u00eb siguri financiare.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cKasa p\u00ebr f\u00ebmij\u00eb\u201d \u00ebsht\u00eb produkti i kombinuar i sigurimit, q\u00eb SIGAL LIFE sjell n\u00eb tregun e sigurimeve t\u00eb jet\u00ebs. P\u00ebr nga p\u00ebrfitimet, ky produkt konsiderohet ideal p\u00ebr \u00e7iftet q\u00eb sapo kan\u00eb nisur prind\u00ebrimin. P\u00ebr nj\u00eb \u00e7mim sigurimi q\u00eb paguhet 6-mujor ose vjetor, f\u00ebmija p\u00ebrfiton shum\u00ebn e kursyer dhe t\u00eb maturuar gjat\u00eb 10, 15 ose 18 &hellip;<\/p>\n","protected":false},"author":4,"featured_media":138052,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[],"class_list":["post-138051","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/138051","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/comments?post=138051"}],"version-history":[{"count":1,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/138051\/revisions"}],"predecessor-version":[{"id":138053,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/138051\/revisions\/138053"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media\/138052"}],"wp:attachment":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media?parent=138051"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/categories?post=138051"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/tags?post=138051"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}