![\"\"](\"https:\/\/rdnews.al\/wp-content\/uploads\/2023\/02\/2-1-300x115.png\")
<\/p>\nAutorieti i Mbikqyrjes Financiare publikon raportin mbi ecurin\u00eb e tregut t\u00eb pensioneve private vullnetare n\u00eb Shqip\u00ebri p\u00ebr vitin 2022.<\/p>\n
Sipas AMF, gjat\u00eb vitit 2022, n\u00eb tregun e pensioneve private vullnetare ushtruan aktivitetin e tyre kat\u00ebr fonde pensioni.<\/p>\n
Analiza e t\u00eb dh\u00ebnave p\u00ebr tregun e pensioneve private vullnetare tregon nj\u00eb total asetesh neto prej 5,699.38 milion\u00eb lek\u00eb (49.89 milion\u00eb euro) dhe me nj\u00eb rritje prej 1,114.84 milion\u00eb lek\u00eb krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/p>\n
Numri i an\u00ebtar\u00ebve n\u00eb fondet e pensioneve, m\u00eb 31.12.2022 rezultoi 36,518 an\u00ebtar\u00eb duke sh\u00ebnuar nj\u00eb rritje prej 8.78% krahasuar me 31.12.2021.<\/p>\n
Sa i p\u00ebrket aseteve neto, SIGAL UNIQA Fond Pensioni vijon t\u00eb mbetet lidere n\u00eb treg, me mbi 43% t\u00eb totalit t\u00eb aseteve, me nj\u00eb diferenc\u00eb t\u00eb konsiderueshme me 3 operator\u00ebt e tjer\u00eb n\u00eb treg.<\/p>\n
<\/p>\n
![\"\"](\"https:\/\/rdnews.al\/wp-content\/uploads\/2023\/02\/1-300x223.png\")
<\/p>\n
Burimi: AMF<\/em><\/strong><\/p>\n Edhe gjat\u00eb vitit 2022, investimet e Fondeve t\u00eb Pensioneve jan\u00eb b\u00ebr\u00eb n\u00eb bono thesari dhe obligacione shtet\u00ebrore.<\/p>\n PSE SHQIPTAR\u00cbT I BESOJN\u00cb SIGAL UNIQA FOND PENSIONI?<\/strong><\/p>\n –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Aktiv prej 17 vitesh n\u00eb treg, n\u00eb t\u00eb gjith\u00eb Shqip\u00ebrin\u00eb<\/p>\n –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Mbi 22 milion\u00eb euro asete n\u00eb administrim t\u00eb 12.000 klient\u00ebve dhe 140 bizneseve<\/p>\n –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Pjes\u00eb e UNIQA INSURANCE Group prej vitit 2007<\/p>\n –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 T\u00eb drejt\u00ebn p\u00ebr tu an\u00ebtar\u00ebsuar e kan\u00eb t\u00eb gjith\u00eb personat, pavar\u00ebsissht nga mosha, vendndodhja dhe pun\u00ebsimi<\/p>\n –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00cbsht\u00eb nj\u00eb Fond Pensioni me kontribute individuale t\u00eb p\u00ebrcaktuara<\/p>\n –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Kontributi minimal \u00ebsht\u00eb 1,000 lek\u00eb n\u00eb muaj<\/p>\n –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Kontributet p\u00ebr pension privat mund ti paguajn\u00eb individ\u00ebt an\u00ebtar\u00eb t\u00eb Fondit, pun\u00ebdh\u00ebn\u00ebsit e tyre, ose \u00e7do person i tret\u00eb ne em\u00ebr t\u00eb tyre n\u00eb lek\u00eb<\/p>\n –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Kontributi p\u00ebr pension mund t\u00eb paguhet sipas d\u00ebshir\u00ebs dhe mund\u00ebsis\u00eb n\u00eb baza mujore, 3-mujore, 6-mujore ose vjetore, etj<\/p>\n –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Kontributet mund t\u00eb paguhen edhe si shum\u00eb e menj\u00ebhershme<\/p>\n –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Asetet e Fondit investohen m\u00eb synim rritjen e kthimit nga investimi p\u00ebr an\u00ebtar\u00ebt e tij dhe p\u00ebr t\u2019i siguruar atyre nj\u00eb t\u00eb ardhme t\u00eb sigurt<\/p>\n –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Pagesa e p\u00ebrfitimeve ofrohet p\u00ebr an\u00ebtar\u00ebt e Fondit n\u00eb format e: a) Pension Pleq\u00ebrie t\u00eb Parakohsh\u00ebm; b) Pension Pleq\u00ebrie; c) Pension Invaliditeti; d) Pension familjar;<\/p>\n –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 N\u00eb rast humbje jete si an\u00ebtar t\u00eb Fondit, asetet e mbetura n\u00eb llogarin\u00eb tuaj do t\u2019u shp\u00ebrndahen trash\u00ebgimtar\u00ebve sipas aktit t\u00eb trash\u00ebgimis\u00eb.<\/p>\n –\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Transparenc\u00eb n\u00eb koh\u00eb reale p\u00ebrmes faqes zyrtare n\u00eb internet: www.fondisigal.com.al<\/p>\n Bonuse p\u00ebr klient\u00ebt<\/strong><\/p>\n Duke qen\u00eb pjes\u00eb e \u201cSIGAL UNIQA Group Austria\u201d, me an\u00ebtar\u00ebsimin n\u00eb SIGAL UNIQA FOND PENSIONI, krahas kursimeve tuaja q\u00eb rriten, keni mund\u00ebsin\u00eb q\u00eb vet\u00ebm me kart\u00ebn e an\u00ebtar\u00ebsis\u00eb t\u00eb p\u00ebrfitoni nga bonuset fantastike q\u00eb ju ndihmojn\u00eb t\u00eb ken\u00eb akses n\u00eb sh\u00ebrbime e produkte cil\u00ebsore.<\/p>\n Nj\u00eb Fond Pensioni Privat Vullnetar i ofron an\u00ebtar\u00ebve t\u00eb tij mund\u00ebsin\u00eb e nj\u00eb pensioni t\u00eb p\u00ebrshtatsh\u00ebm p\u00ebr t\u00eb ruajtur standardin e jetes\u00ebs sipas k\u00ebrkesave dhe nevojave t\u00eb tyre, duke maksimizuar p\u00ebrfitimet n\u00ebp\u00ebrmjet nj\u00eb administrimi t\u00eb kujdessh\u00ebm t\u00eb aseteve.<\/p>\n PROJEKTLIGJI P\u00cbR FONDET E PENSIONEVE<\/strong><\/p>\n Pak dit\u00eb m\u00eb par\u00eb, Drejtori i P\u00ebrgjithsh\u00ebm i Autoritetit t\u00eb Mbik\u00ebqyrjes Financiare, Ervin Mete, i cili prezantoi para Komisionit Parlamentar p\u00ebr Ekonomin\u00eb dhe Financat projektligjin e ri \u201cP\u00ebr fondet e pensionit privat\u201d.<\/p>\n N\u00eb fjal\u00ebn e tij, Mete theksoi se drafti, i hartuar edhe me ekspertiz\u00ebn e Bank\u00ebs Bot\u00ebrore, jo vet\u00ebm p\u00ebrafron kuadrin aktual me legjislacionin dhe direktivat evropiane, por edhe synon t\u2019i jap\u00eb nj\u00eb rit\u00ebm t\u00eb ri zhvillimi tregut t\u00eb fondeve t\u00eb pensioneve private.<\/p>\n Sipas tij, projektligji, i p\u00ebrafruar me Direktiv\u00ebn IORP II, zgjeron format e pensioneve private, si edhe politikat e investimit t\u00eb shoq\u00ebrive administruese, duke diversifikuar portofolin e fondeve.<\/p>\n Gjithashtu, ndryshimet prekin aspekte t\u00eb menaxhimit dhe mbik\u00ebqyrjes t\u00eb shoq\u00ebrive administruese t\u00eb fondeve t\u00eb pensionit privat, si rritja e k\u00ebrkesave rregullatore p\u00ebr transparenc\u00eb dhe informacion p\u00ebr an\u00ebtar\u00ebt e fondit, si edhe k\u00ebrkesa t\u00eb shtuara p\u00ebr administrimin e rrezikut.<\/p>\n \u201cObjektivat kryesore q\u00eb synohet t\u00eb arrihen jan\u00eb mbrojtja e interesave t\u00eb an\u00ebtar\u00ebve t\u00eb fondit t\u00eb pensionit privat, n\u00ebp\u00ebrmjet vendosjes s\u00eb standardeve m\u00eb t\u00eb larta p\u00ebr mir\u00ebinformim dhe transparenc\u00eb, nxitja e pjes\u00ebmarrjes n\u00eb skem\u00eb n\u00ebp\u00ebrmjet p\u00ebrfshirjes automatike, si dhe rishikimit t\u00eb politik\u00ebs tatimore me synim krijimin e leht\u00ebsirave fiskale, forcimi i kuadrit mbik\u00ebqyr\u00ebs e rregullator, si edhe rritja e profesionalizimit n\u00eb administrimin e fondeve t\u00eb pensionit privat nga ana e shoq\u00ebrive administruese,\u201d<\/em> u shpreh z. Mete.<\/p>\n Projektligji i propozuar sjell p\u00ebrmir\u00ebsime lidhur me procedur\u00ebn e licencimit t\u00eb shoq\u00ebris\u00eb administruese t\u00eb fondeve t\u00eb pensionit, forcimin e rregullave t\u00eb qeverisjes s\u00eb shoq\u00ebrive administruese, forcimin e funksionit t\u00eb menaxhimit t\u00eb rrezikut apo menaxhimit t\u00eb kontrollit t\u00eb brendsh\u00ebm si dhe forcimin e rregullave p\u00ebr transparenc\u00ebn dhe komunikimin me klientin n\u00eb funksion t\u00eb mbrojtjes s\u00eb interesave t\u00eb tij dhe nxitjes s\u00eb besimit p\u00ebr pjes\u00ebmarrje n\u00eb fondin privat t\u00eb pensionit.<\/p>\n P\u00ebr m\u00eb shum\u00eb informacione, kontaktoni drejtp\u00ebrdrejt\u00eb me k\u00ebshilltar\u00ebt e Fondit SIGAL:<\/strong><\/p>\n Tel: +35544511666<\/strong><\/p>\n E-mail: info@fondisigal.com.al<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":" Autorieti i Mbikqyrjes Financiare publikon raportin mbi ecurin\u00eb e tregut t\u00eb pensioneve private vullnetare n\u00eb Shqip\u00ebri p\u00ebr vitin 2022. Sipas AMF, gjat\u00eb vitit 2022, n\u00eb tregun e pensioneve private vullnetare ushtruan aktivitetin e tyre kat\u00ebr fonde pensioni. Analiza e t\u00eb dh\u00ebnave p\u00ebr tregun e pensioneve private vullnetare tregon nj\u00eb total asetesh neto prej 5,699.38 milion\u00eb …<\/p>\n","protected":false},"author":4,"featured_media":38426,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[],"class_list":["post-38423","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-aktualitet"],"_links":{"self":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/38423","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/comments?post=38423"}],"version-history":[{"count":0,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/38423\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media\/38426"}],"wp:attachment":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media?parent=38423"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/categories?post=38423"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/tags?post=38423"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}