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<\/p>\nTregu i pensioneve private vullnetare vijoi rritjen edhe gjat\u00eb tremujorit t\u00eb tret\u00eb t\u00eb vitit.<\/p>\n
T\u00eb dh\u00ebnat e nga Autoriteti i Mbik\u00ebqyrjes Financiare (AMF) tregojn\u00eb se numri total i an\u00ebtar\u00ebve arriti n\u00eb af\u00ebrsisht 38 mij\u00eb an\u00ebtar\u00eb.<\/p>\n
Numri i an\u00ebtar\u00ebve t\u00eb fondeve \u00ebsht\u00eb zgjeruar me 4.1% ose 1483 an\u00ebtar\u00eb q\u00eb nga fillimi i vitit. Krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar numri i tyre \u00ebsht\u00eb rritur me 5.5%.<\/p>\n
Vlera e aseteve neto t\u00eb fondeve t\u00eb pensionit n\u00eb fund t\u00eb muajit shtator arriti n\u00eb 6.48 miliard\u00eb lek\u00eb, n\u00eb rritje me 13.75% q\u00eb nga fillimi i vitit dhe me 25.5% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n
N\u00eb mesin e k\u00ebtij viti, n\u00eb treg ishin aktive pes\u00eb fonde t\u00eb pensioneve private, t\u00eb administruara nga kat\u00ebr shoq\u00ebri t\u00eb licencuara administruese.<\/p>\n
Sipas numrit t\u00eb an\u00ebtar\u00ebve, aktori m\u00eb i madh n\u00eb treg \u00ebsht\u00eb Credins Pension, me rreth 50.3% t\u00eb numrit t\u00eb p\u00ebrgjithsh\u00ebm t\u00eb an\u00ebtar\u00ebve, i ndjekur nga SIGAL UNIQA Fond Pensioni me 29.3%, Albsig Pension me 10.4%, Raiffeisen Pension me 9.8% dhe fondi m\u00eb i ri, Smart Pension, me 0.3%.<\/p>\n
P\u00ebr nga vlera e aseteve neto, fondi m\u00eb i madh vijon t\u00eb jet\u00eb SIGAL UNIQA Fond Pensioni me 42% t\u00eb totalit, i ndjekur nga Credins Pension, me 30.7%, Raiffeisen Pension, me 20.7%, Albsig Pension me 6.5% dhe Smart Pension, me 0.2%.<\/p>\n
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Me gjith\u00eb rritjen e q\u00ebndrueshme t\u00eb viteve t\u00eb fundit, dep\u00ebrtimi i pensioneve private dhe vlera e aseteve p\u00ebr \u00e7do an\u00ebtar ngelen modeste. M\u00eb pak se 3% e numrit t\u00eb p\u00ebrgjithsh\u00ebm t\u00eb t\u00eb pun\u00ebsuarve sot kontribuojn\u00eb p\u00ebr nj\u00eb pension privat n\u00eb pleq\u00ebri.<\/p>\n
Edhe p\u00ebr nga vlera e aseteve, tregu i fondeve private ngelet ende segmenti m\u00eb i vog\u00ebl i tregut financiar n\u00eb Shqip\u00ebri.<\/p>\n
Ligji i ri \u201cP\u00ebr fondet e pensionit privat\u201d, q\u00eb hyri n\u00eb fuqi k\u00ebt\u00eb muaj, synon t\u00eb rris\u00eb incentivat p\u00ebr t\u00eb rritur investimet n\u00eb fondet private t\u00eb pensioneve.<\/p>\n
Ligji parashikon rritjen e p\u00ebrjashtimit nga taksat si p\u00ebr kontributet e pun\u00ebmarr\u00ebsve, ashtu edhe p\u00ebr ato t\u00eb pun\u00ebdh\u00ebn\u00ebsve.<\/p>\n
Me ligjin e ri, kufiri maksimal mujor i p\u00ebrjashtimit tatimor do t\u00eb rritej deri n\u00eb nivelin e pag\u00ebs minimale t\u00eb miratuar, q\u00eb aktualisht ka arritur n\u00eb 40 mij\u00eb lek\u00eb n\u00eb muaj. Ligji i ri gjithashtu parashikon q\u00eb pensionet t\u00eb mos tatohen n\u00eb p\u00ebrfitim p\u00ebr pjes\u00ebn e kontributeve, por vet\u00ebm p\u00ebr kthimin nga investimi, me kusht q\u00eb t\u00ebrheqja t\u00eb b\u00ebhet me pagesa mujore t\u00eb shtrira n\u00eb t\u00eb pakt\u00ebn dy vite dhe jo n\u00eb m\u00ebnyr\u00eb t\u00eb menj\u00ebhershme pas p\u00ebrmbushjes s\u00eb kushteve ligjore p\u00ebr p\u00ebrfitimin e pensionit privat.<\/p>\n
Nd\u00ebrkoh\u00eb, n\u00eb disa deklarime publike t\u00eb muajve t\u00eb fundit, p\u00ebrfaq\u00ebsues politik\u00eb t\u00eb qeveris\u00eb shqiptare jan\u00eb shprehur se tashm\u00eb po merret n\u00eb konsiderat\u00eb nj\u00eb reform\u00eb e re e pensioneve, q\u00eb mund t\u00eb p\u00ebrfshij\u00eb fondet private si kolon\u00eb e dyt\u00eb, e detyrueshme, e skem\u00ebs.<\/p>\n
Por p\u00ebrse \u201cSIGAL UNIQA Fond Pensioni\u201d vijon t\u00eb jet\u00eb m\u00eb i preferuari p\u00ebr individ\u00eb dhe biznese?<\/strong><\/p>\n Ekspertiza:<\/strong> Me mbi 17 vjet p\u00ebrvoj\u00eb n\u00eb fush\u00ebn financiare, SIGAL UNIQA Fond Pensioni ofron njohuri t\u00eb thell\u00eb n\u00eb k\u00ebt\u00eb fush\u00eb duke ofruar zgjidhje p\u00ebr t\u00eb p\u00ebrmbushur nevojat unike t\u00eb kompanis\u00eb suaj dhe jo vet\u00ebm.<\/p>\n P\u00ebrshtatja:<\/strong> \u201cSIGAL UNIQA Fond Pensioni\u201d bashk\u00ebpunon ngusht\u00eb me \u00e7do klient p\u00ebr t\u00eb projektuar nj\u00eb plan pensioni q\u00eb p\u00ebrputhet me synimet e biznesit dhe preferencat e individ\u00ebve.<\/p>\n Siguria:<\/strong> \u201cSIGAL UNIQA Fond Pensioni\u201d mund\u00ebson sigurin\u00eb dhe mbrojtjen e investimeve t\u00eb punonj\u00ebsve tuaj, duke investuar n\u00eb instrumenta financiar\u00eb t\u00eb besuesh\u00ebm (Obligacione Shtet\u00ebrore).<\/p>\n Emri i madh n\u00eb treg:<\/strong> Duke qen\u00eb pjes\u00eb e SIGAL UNIQA Group Austria dhe UNIQA Insurance Group, ky fond \u00ebsht\u00eb nj\u00eb garanci m\u00eb shum\u00eb p\u00ebr \u00e7do individ apo biznes.<\/p>\n SIGAL UNIQA Fond Pensioni, Formojm\u00eb t\u00eb ardhmen<\/strong><\/p>\n P\u00ebr t\u00eb planifikuar nj\u00eb takim ose p\u00ebr t\u00eb m\u00ebsuar m\u00eb shum\u00eb rreth sh\u00ebrbimeve t\u00eb \u201cSIGAL UNIQA Fond Pensioni\u201d, kontaktoni me k\u00ebshilltar\u00ebt e Fondit, t\u00eb gatsh\u00ebm t\u2019ju p\u00ebrgjigjen p\u00ebr\u00e7do pyetje q\u00eb keni.<\/p>\n