N\u00ebse je i ri dhe sapo ke nisur t\u00eb punosh, me shum\u00eb gjasa periudha e pensionit t\u00eb duket shum\u00eb e larg\u00ebt. T\u00eb kesh disa mij\u00ebra euro kur t\u00eb dal\u00ebsh n\u00eb pension, t\u00eb duket si \u00ebndrra e dikujt tjet\u00ebr, apo jo?<\/p>\n
Nuk ka pse t\u00eb jet\u00eb e till\u00eb pasi ti vet\u00eb mund t\u00eb kesh nj\u00eb pension t\u00eb majm\u00eb n\u00eb pleq\u00ebri, fal\u00eb nj\u00eb fondi t\u00eb mir\u00ebmenduar dhe efektiv pensioni privat.<\/p>\n
25 vje\u00e7: Fillo kursimin!<\/strong><\/p>\n Je 25 vje\u00e7 dhe sapo ke filluar pun\u00ebn t\u00ebnde t\u00eb par\u00eb? Urime!<\/p>\n Para se t\u00eb fillosh t\u00eb shpenzosh pa hesap rrog\u00ebn t\u00ebnde, mendo t\u00eb kursesh di\u00e7ka p\u00ebr pensionin. P\u00ebr shembull, n\u00ebse paga jote fillestare \u00ebsht\u00eb 50,000 lek\u00eb\/muaj, \u00e7do muaj mund t\u00eb kursesh thjesht\u00eb 3,000 lek\u00eb dhe n\u00eb mosh\u00ebn 60 vje\u00e7 do t\u00eb kesh nj\u00eb pension mujor prej rreth 25,000 Lek\u00ebsh.<\/p>\n Me kalimin e muajve dhe rritjen e mundshme n\u00eb karrier\u00eb, mund t\u00eb fillosh t\u00eb kontribuosh m\u00eb shum\u00eb n\u00eb m\u00ebnyr\u00eb q\u00eb edhe pensioni q\u00eb do t\u00eb p\u00ebrfitosh t\u00eb jet\u00eb m\u00eb i madh.<\/p>\n 35 vje\u00e7: Mos u tundo!<\/strong><\/p>\n Tashm\u00eb mund t\u00eb jesh rritur n\u00eb detyr\u00eb, ke koh\u00eb q\u00eb ke filluar t\u00eb punosh dhe mbase t\u00eb ardhurat jan\u00eb m\u00eb t\u00eb m\u00ebdha n\u00eb krahasim me 10 vjet m\u00eb par\u00eb, por gjithashtu edhe shpenzimet jan\u00eb m\u00eb t\u00eb m\u00ebdha.<\/p>\n Shpenzimet p\u00ebr f\u00ebmij\u00ebt, kredia e sht\u00ebpis\u00eb ose e makin\u00ebs, qeraja etj., jan\u00eb t\u00eb gjith\u00eb faktor\u00eb q\u00eb mund t\u00eb t\u00eb tundojn\u00eb q\u00eb t\u00eb heq\u00ebsh dor\u00eb nga kursimet p\u00ebr pensionin privat, por mos gabo!<\/p>\n N\u00ebse je i shqet\u00ebsuar se duhet t\u00eb mendosh p\u00ebr shkollimin e f\u00ebmij\u00ebve dhe jo p\u00ebr pensionin, mendo n\u00eb k\u00ebt\u00eb m\u00ebnyr\u00eb: kur t\u00eb kesh nj\u00eb pension privat shtes\u00eb nuk do ti b\u00ebhesh barr\u00eb f\u00ebmij\u00ebve t\u00eb tu n\u00eb pleq\u00ebri dhe do t\u00eb kesh q\u00ebndrueshm\u00ebri financiare, k\u00ebshtu q\u00eb edhe ata vet\u00eb do t\u00eb jen\u00eb m\u00eb t\u00eb qet\u00eb!<\/p>\n 45 vje\u00e7: Je i q\u00ebndruesh\u00ebm!<\/strong><\/p>\n Tashm\u00eb je n\u00eb mesin e karrier\u00ebs t\u00ebnde dhe shanset q\u00eb tashm\u00eb t\u00eb kesh stabilitet financiar jan\u00eb m\u00eb t\u00eb m\u00ebdha pasi puna ka qen\u00eb m\u00eb e q\u00ebndrueshme, paga m\u00eb e k\u00ebnaqshme dhe shpenzimet m\u00eb t\u00eb stabilizuara.<\/p>\n Nd\u00ebrkoh\u00eb, p\u00ebrsa i p\u00ebrket kursimeve, n\u00ebse ke vazhduar t\u00eb kontribuosh 3,000 lek\u00eb\/muaj, kursimet e tua kan\u00eb arritur reth 1,100,000 lek\u00eb. Por n\u00ebse, fillove t\u00eb kursesh 20 vjet m\u00eb par\u00eb me 3,000 lek\u00eb dhe pastaj e rrite vler\u00ebn e kursimit n\u00eb 10,000 lek\u00eb, kursimet e tua do t\u00eb jen\u00eb reth 6,200,000 lek\u00eb.<\/p>\n K\u00ebshtu, ti do t\u00eb kesh nj\u00eb pension mujor prej rreth 45,000 Lek\u00ebsh.<\/p>\n 65 vje\u00e7: Shijo kursimet!<\/strong><\/p>\n N\u00ebse nuk i ke prekur akoma kursimet e pensionit privat, tani do t\u00eb p\u00ebrfitosh 2 pensione: at\u00eb shtet\u00ebror dhe nj\u00eb pension shtes\u00eb. Ke rreth 40 vite pun\u00eb mbi supe dhe tashm\u00eb mund t\u00eb fillosh t\u00eb shijosh kursimet e nj\u00eb jete. Megjithat\u00eb duhet treguar gjithmon\u00eb kujdes n\u00eb menaxhimin e kursimeve n\u00eb m\u00ebnyr\u00eb t\u00eb till\u00eb q\u00eb t\u00eb zgjasin sa m\u00eb shum\u00eb dhe t\u00eb jetoni pa shqet\u00ebsime financiare!<\/p>\n N\u00ebse zgjidhni nj\u00eb fond t\u00eb besuar pensionesh si \u201cSIGAL UNIQA Fond Pensioni\u201d, mund t\u2019i t\u00ebrheq\u00ebsh k\u00ebto kursime t\u00eb gjitha p\u00ebrnj\u00ebher\u00eb ose n\u00eb form\u00ebn e nj\u00eb pensioni privat shtes\u00eb \u00e7do muaj, n\u00eb nj\u00eb mosh\u00eb q\u00eb ti vet\u00eb e zgjedh.<\/p>\n Llogateni vet\u00eb pensionin q\u00eb p\u00ebrfitoni n\u00eb var\u00ebsi t\u00eb kontributit duke vizituar webfaqen www.fondisigal.com.al<\/a><\/p>\n