Gazetarja Anila Hoxha ka deklaruar se Prokuroria e Tiran\u00ebs ka shpallur moskompetenc\u00eb p\u00ebr skandalin e mikrokredive dhe \u00e7\u00ebshtjen ia ka kaluar p\u00ebr hetim Prokuroris\u00eb s\u00eb Posa\u00e7me (SPAK).<\/p>\n
Hoxha deklaroi n\u00eb emisionin \u201cTop Story\u201d se ka me dhjetra denoncime t\u00eb qytetar\u00ebve t\u00eb cil\u00ebt kan\u00eb humbur edhe banesat e tyre p\u00ebr mosshlyerjen e k\u00ebsteve, edhe pse kan\u00eb marr\u00eb shuma t\u00eb vogla kredi. Ajo deklaroi m\u00eb tej se Prokuroria e Tiran\u00ebs i ka k\u00ebrkuar SPAK-ut hetime t\u00eb zyrtar\u00ebve t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb p\u00ebr mosveprimet e tyre.<\/p>\n
\u201cZhvillimi m\u00eb i bujsh\u00ebm i jav\u00ebs s\u00eb kaluar, lidhet me nj\u00eb hetim q\u00eb besoj se n\u00ebse ecet me ritmet e duhura p\u00ebr moshpalljen e kompetenc\u00ebs nga Prokuroria e Tiran\u00ebs p\u00ebr nj\u00eb \u00e7\u00ebshtje q\u00eb ka p\u00ebrfshir\u00eb Bank\u00ebn e Shqip\u00ebris\u00eb dhe i ka k\u00ebrkuar hetime SPAK. P\u00ebr nj\u00eb nga skandelet q\u00eb Prokuroria e Tiran\u00ebs e ka konsideruar q\u00eb nuk \u00ebsht\u00eb kompetente n\u00eb lidhje me mikrokredit\u00eb. Ka me dhjetra denoncime t\u00eb qytetar\u00ebve, t\u00eb cil\u00ebt jan\u00eb p\u00ebrfshir\u00eb dhe jan\u00eb viktimizuar nga skemat e mikrokredive duke marr\u00eb shuma t\u00eb vogla edhe n\u00eb fund ata kan\u00eb humbur edhe sht\u00ebpit\u00eb. Prokuroria e Tiran\u00ebs k\u00ebrkon q\u00eb t\u00eb hetohen zyrtar\u00ebt e lart\u00eb t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb p\u00ebr mosveprim, p\u00ebrse nuk kan\u00eb nd\u00ebrhyr\u00eb p\u00ebr t\u00eb vendosur rregulla n\u00eb tregun e kredive dhe i ka kaluar SPAK-ut. Kjo \u00ebsht\u00eb nj\u00eb \u00e7\u00ebshtje shum\u00eb e madhe sepse ka zyrtar\u00eb t\u00eb Bank\u00ebs q\u00eb k\u00ebrkohen hetime.\u201d \u2013 tha Anila Hoxha.<\/p>\n
N\u00eb Shqip\u00ebri, aktualisht, nj\u00eb num\u00ebr operator\u00ebsh t\u00eb prezantuar si \u201cmikrokredit\u201d kan\u00eb lul\u00ebzuar fal\u00eb injoranc\u00ebs s\u00eb p\u00ebrgjithshme t\u00eb qytetar\u00ebve mbi problemet financiare, por edhe munges\u00ebs deri n\u00eb nivel t\u00eb pap\u00ebrgjegjshm\u00ebris\u00eb, t\u00eb veprimeve paralajm\u00ebruese dhe parandaluese nga ana e K\u00ebshillit Mbik\u00ebqyr\u00ebs t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb dhe m\u00eb gjer\u00ebsisht, t\u00eb autoritetit shtet\u00ebror.<\/p>\n
K\u00ebto zyra q\u00eb n\u00eb Shqip\u00ebri jan\u00eb prezantuar me termin e rrejsh\u00ebm \u201cmikrokredi\u201d kan\u00eb natyr\u00eb zhvat\u00ebse dhe sh\u00ebnjestrim me marketing agresiv t\u00eb qytetar\u00ebve m\u00eb t\u00eb pambrojtur n\u00ebp\u00ebr zonat m\u00eb t\u00eb varfra e periferike t\u00eb nj\u00eb vendi. K\u00ebto zyra japin kredi p\u00ebr shqiptar\u00ebt naiv\u00eb apo ata t\u00eb gjendur n\u00eb v\u00ebshtir\u00ebsi me norm\u00eb interesi mbi 100% n\u00eb vit.<\/p>\n
Kredi me norma t\u00eb tilla interesi detyrimisht do t\u00eb d\u00ebshtojn\u00eb t\u00eb paguhen nga nj\u00eb pjes\u00eb thelb\u00ebsore e huamarr\u00ebsve. Dhe rrjeti ligjor shqiptar sot, n\u00eb vend q\u00eb t\u00eb mbroj\u00eb huamarr\u00ebsit, duket se \u00ebsht\u00eb v\u00ebn\u00eb n\u00eb dispozicion t\u00eb fajdexhinjve.<\/p>\n
Sipas ekspert\u00ebve, kjo skem\u00eb nisi t\u00eb aplikohet kryesisht pas vitit 2014, periudh\u00eb kur ekonomia globale hyri n\u00eb nj\u00eb stanjacion ekonomik dhe kriza e likujditetit u b\u00eb gjithmon\u00eb e m\u00eb pranishme, duke prekur bizneset dhe kredit\u00eb individuale. Kjo kriz\u00eb u shfryt\u00ebzua me sukses edhe n\u00eb Shqip\u00ebri, ku filluan t\u00eb lindnin dhjet\u00ebra kompani. K\u00ebto kompani, pasi blinin kredit\u00eb e k\u00ebqija nga bankat e nivelit t\u00eb dyt\u00eb, filluan ti mbledhnin ato duke shkelur r\u00ebnd\u00eb t\u00eb drejtat e k\u00ebtyre kreditor\u00ebve. Situata arriti deri aty sa atyre u vendosej gjoba, duke shkuar n\u00eb mas\u00ebn e 30 p\u00ebr qind.<\/p>\n
Ky operacion duhej t\u00eb kishte mblidhur kredit\u00eb e k\u00ebqija nga kreditor\u00eb t\u00eb m\u00ebdhenj, por n\u00eb fakt p\u00ebrfundoi si nj\u00eb aksion p\u00ebr t\u00eb grabitur t\u00eb pamundurit, sidomos kreditor\u00ebt e vegj\u00ebl. Nism\u00ebtari i k\u00ebtij operacioni ishte ish-zv. kryeministri i koh\u00ebs, Arben Ahmetaj. Ai e pa si zgjidhje p\u00ebr problemet e borxhit q\u00eb kreditor\u00ebt kishin ndaj bankave, shitjen e k\u00ebtyre kredive t\u00eb cilat u konsideruan t\u00eb k\u00ebqija te institucione t\u00eb licensuara p\u00ebr t\u00eb mbledhur k\u00ebto borxhe. Pas aprovimit t\u00eb k\u00ebtij megaoperacioni p\u00ebr pastrimin e kredive t\u00eb k\u00ebqija, n\u00eb Shqip\u00ebri, brenda nj\u00eb periudhe t\u00eb shkurt\u00ebr, u shfaq\u00ebn dhjetra institucione tagrambledh\u00ebse.\/Kapitali<\/p>\n","protected":false},"excerpt":{"rendered":"
Gazetarja Anila Hoxha ka deklaruar se Prokuroria e Tiran\u00ebs ka shpallur moskompetenc\u00eb p\u00ebr skandalin e mikrokredive dhe \u00e7\u00ebshtjen ia ka kaluar p\u00ebr hetim Prokuroris\u00eb s\u00eb Posa\u00e7me (SPAK). Hoxha deklaroi n\u00eb emisionin \u201cTop Story\u201d se ka me dhjetra denoncime t\u00eb qytetar\u00ebve t\u00eb cil\u00ebt kan\u00eb humbur edhe banesat e tyre p\u00ebr mosshlyerjen e k\u00ebsteve, edhe pse kan\u00eb …<\/p>\n","protected":false},"author":3,"featured_media":78064,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[],"class_list":["post-78063","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/78063","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/comments?post=78063"}],"version-history":[{"count":0,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/78063\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media\/78064"}],"wp:attachment":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media?parent=78063"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/categories?post=78063"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/tags?post=78063"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}