{"id":84576,"date":"2024-07-16T08:43:29","date_gmt":"2024-07-16T08:43:29","guid":{"rendered":"https:\/\/rdnews.al\/?p=84576"},"modified":"2024-07-16T08:43:29","modified_gmt":"2024-07-16T08:43:29","slug":"kredite-me-probleme-ne-shqiperi-nder-me-te-lartet-ne-rajon","status":"publish","type":"post","link":"https:\/\/rdnews.al\/index.php\/2024\/07\/16\/kredite-me-probleme-ne-shqiperi-nder-me-te-lartet-ne-rajon\/","title":{"rendered":"Kredit\u00eb me probleme n\u00eb Shqip\u00ebri, nd\u00ebr m\u00eb t\u00eb lart\u00ebt n\u00eb rajon!"},"content":{"rendered":"
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Shqip\u00ebria ende vazhdon t\u00eb ket\u00eb nj\u00eb nd\u00ebr nivelet m\u00eb t\u00eb larta t\u00eb raportit t\u00eb kredive me probleme n\u00eb rajonin e Ballkanit Per\u00ebndimor.<\/p>\n

T\u00eb dh\u00ebnat krahasuese nga Nisma e Vien\u00ebs, projekt i Bank\u00ebs Europiane p\u00ebr Rind\u00ebrtim dhe Zhvillim (BERZH), tregojn\u00eb se, pavar\u00ebsisht tendenc\u00ebs pozitive t\u00eb viteve t\u00eb fundit, raporti i kredive me probleme n\u00eb Shqip\u00ebri n\u00eb fund t\u00eb vitit 2023 ishte i dyti m\u00eb i larti n\u00eb rajon, pas Malit t\u00eb Zi.<\/p>\n

N\u00eb fund t\u00eb vitit t\u00eb kaluar, raporti i kredive me probleme n\u00eb Shqip\u00ebri ishte 4.7%, me nj\u00eb r\u00ebnie prej rreth 0.3 pik\u00eb p\u00ebrqindje krahasuar me nj\u00eb vit m\u00eb par\u00eb. Mali i Zi mbante nivelin m\u00eb t\u00eb lart\u00eb n\u00eb rajon, me nj\u00eb raport t\u00eb kredive me probleme t\u00eb raportuar pran\u00eb nivelit 5.8%.<\/p>\n

Vendet e tjera t\u00eb Ballkanit Per\u00ebndimor e kishin k\u00ebt\u00eb tregues n\u00eb nivele ndjesh\u00ebm m\u00eb t\u00eb ul\u00ebta. N\u00eb Bosnje-Hercegovin\u00eb ky raport ishte n\u00eb nivelin 3.8%, n\u00eb Serbia 3.2%, n\u00eb Maqedonin\u00eb e Veriut 2.7%, 3.1% dhe n\u00eb Kosov\u00eb dhe 2.5%.<\/p>\n

Shqip\u00ebria ishte nd\u00ebr vendet ku ky raport vitin e kaluar shfaqi nj\u00eb tendenc\u00eb pozitive, me nj\u00eb r\u00ebnie prej 0.3 pik\u00eb p\u00ebrqindje krahasuar me nj\u00eb vit m\u00eb par\u00eb. Edhe n\u00eb Bosnje-Hercegovin\u00eb ky raport ra me 0.7 pik\u00eb p\u00ebrqindje, n\u00eb Malin e Zi me 0.6 pik\u00eb p\u00ebrqindje dhe n\u00eb Maqedonin\u00eb e Veriut me 0.1 pik\u00eb p\u00ebrqindje. Ky tregues sh\u00ebnoi rritje vet\u00ebm n\u00eb Serbi, me 0.2 pik\u00eb p\u00ebrqindje, nd\u00ebrsa p\u00ebr Kosov\u00ebn raporti i kredive me probleme ishte n\u00eb nivele t\u00eb ngjashme me nj\u00eb vit m\u00eb par\u00eb.<\/p>\n

N\u00eb fakt, viti 2023 parashikohej si nj\u00eb vit delikat, p\u00ebr shkak se rritje e normave t\u00eb interesit dhe ngadal\u00ebsimi i rritjes ekonomike mund t\u00eb reflektohej n\u00eb nj\u00eb r\u00ebnie t\u00eb aft\u00ebsis\u00eb paguese t\u00eb huamarr\u00ebsve n\u00eb vendet e rajonit. Por, n\u00eb p\u00ebrgjith\u00ebsi tendencat e raportit t\u00eb kredive me probleme ka qen\u00eb pozitive, duke p\u00ebrfshir\u00eb edhe vendin ton\u00eb, pavar\u00ebsisht se Shqip\u00ebria ka ende nj\u00eb nga nivelet m\u00eb t\u00eb larta n\u00eb rajon.<\/p>\n

Sipas vler\u00ebsimeve paraprake t\u00eb INSTAT, ekonomia shqiptare u rrit me 3.44% vitin e kaluar.<\/p>\n

Goditja inflacioniste dhe rritja e normave t\u00eb interesit ka sjell\u00eb ngadal\u00ebsim t\u00eb rritjes ekonomike nga niveli prej 4.8% i vitit 2022, por sidoqoft\u00eb ritmet e rritjes s\u00eb ekonomis\u00eb shqiptare ngelen t\u00eb mira n\u00eb raport me shumic\u00ebn e vendeve t\u00eb Bashkimit Europian dhe t\u00eb Rajonit t\u00eb Ballkanit Per\u00ebndimor.<\/p>\n

P\u00ebrtej asaj q\u00eb tregojn\u00eb statistikat zyrtare, sektori i turizmit vler\u00ebsohet t\u00eb ket\u00eb pasur nj\u00eb efekt t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb k\u00ebrkes\u00ebn p\u00ebr mallra dhe sh\u00ebrbime dhe n\u00eb sh\u00ebndetin e sektorit privat t\u00eb ekonomis\u00eb, megjith\u00ebse ky efekt mund t\u00eb mos jet\u00eb plot\u00ebsisht i duksh\u00ebm p\u00ebr shkak t\u00eb informalitetit t\u00eb lart\u00eb.<\/p>\n

Nj\u00eb ndikim t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb mbajtjen n\u00ebn kontroll t\u00eb raportit t\u00eb kredive me probleme besohet se e ka dh\u00ebn\u00eb rritja e vog\u00ebl e normave t\u00eb interesit nga Banka e Shqip\u00ebris\u00eb gjat\u00eb vitit t\u00eb kaluar, por edhe forcimi i lekut n\u00eb kursin e k\u00ebmbimit.<\/p>\n

Banka e Shqip\u00ebris\u00eb e rriti norm\u00ebn baz\u00eb t\u00eb interesit vet\u00ebm dy her\u00eb n\u00eb 2023 dhe niveli prej 3.25% ishte nd\u00ebr m\u00eb t\u00eb ul\u00ebtit n\u00eb Europ\u00eb, larg prej normave t\u00eb aplikuara nga bankat qendrore n\u00eb Europ\u00eb dhe n\u00eb rajon. Kjo b\u00ebri q\u00eb yield-et dhe normat e interesit t\u00eb kredive t\u00eb q\u00ebndronin n\u00eb nivele t\u00eb ul\u00ebta, madje duke e korrigjuar n\u00eb nj\u00eb mas\u00eb t\u00eb madhe rritjen e fort\u00eb t\u00eb fundit t\u00eb vitit 2022.<\/p>\n

Nj\u00eb faktor tjet\u00ebr q\u00eb vler\u00ebsohet t\u00eb ket\u00eb ndikuar pozitivisht ecurin\u00eb e kredive me probleme \u00ebsht\u00eb forcimi i Lekut n\u00eb kursin e k\u00ebmbimit valutor. Forcimi i monedh\u00ebs vendase ka ulur koston e huave n\u00eb valut\u00eb t\u00eb huaj p\u00ebr kredimarr\u00ebsit me t\u00eb ardhura n\u00eb lek\u00eb.\/E.Shehu\/MONITOR<\/a><\/p>\n

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Shqip\u00ebria ende vazhdon t\u00eb ket\u00eb nj\u00eb nd\u00ebr nivelet m\u00eb t\u00eb larta t\u00eb raportit t\u00eb kredive me probleme n\u00eb rajonin e Ballkanit Per\u00ebndimor. T\u00eb dh\u00ebnat krahasuese nga Nisma e Vien\u00ebs, projekt i Bank\u00ebs Europiane p\u00ebr Rind\u00ebrtim dhe Zhvillim (BERZH), tregojn\u00eb se, pavar\u00ebsisht tendenc\u00ebs pozitive t\u00eb viteve t\u00eb fundit, raporti i kredive me probleme n\u00eb Shqip\u00ebri n\u00eb …<\/p>\n","protected":false},"author":4,"featured_media":84577,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[],"class_list":["post-84576","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/84576","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/comments?post=84576"}],"version-history":[{"count":0,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/84576\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media\/84577"}],"wp:attachment":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media?parent=84576"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/categories?post=84576"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/tags?post=84576"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}