{"id":85979,"date":"2024-07-31T20:43:16","date_gmt":"2024-07-31T20:43:16","guid":{"rendered":"https:\/\/rdnews.al\/?p=85979"},"modified":"2024-07-31T20:43:16","modified_gmt":"2024-07-31T20:43:16","slug":"begaj-kerkon-hetimin-e-rolit-te-guvernatorit-te-bsh-ne-skandalin-e-mikrokredive","status":"publish","type":"post","link":"https:\/\/rdnews.al\/index.php\/2024\/07\/31\/begaj-kerkon-hetimin-e-rolit-te-guvernatorit-te-bsh-ne-skandalin-e-mikrokredive\/","title":{"rendered":"Begaj k\u00ebrkon hetimin e rolit t\u00eb guvernatorit t\u00eb BSH n\u00eb skandalin e mikrokredive"},"content":{"rendered":"
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Presidenti Begaj i k\u00ebrkoi t\u00eb m\u00ebrkur\u00ebn Kuvendit q\u00eb t\u00eb hetoj\u00eb rolin e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb n\u00eb t\u00eb ashtuquajturin \u201cskandali i mikrokredive\u201d, duke renditur nj\u00eb s\u00ebr\u00eb argumentesh p\u00ebr d\u00ebshtimin e k\u00ebtij institucioni n\u00eb mbrojtjen e mij\u00ebra qytetar\u00ebve q\u00eb ran\u00eb pre e skemave abuzive me kredit\u00eb e k\u00ebqija.<\/h5>\n<\/div>\n
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N\u00eb nj\u00eb let\u00ebr t\u00eb paprecedent\u00eb, Begaj ngre shqet\u00ebsimin p\u00ebr situat\u00ebn e krijuar dhe v\u00eb n\u00eb pik\u00ebpyetje rolin ligjor q\u00eb ka luajtur Banka e Shqip\u00ebris\u00eb n\u00eb licensimin e skem\u00ebs s\u00eb shitjes s\u00eb k\u00ebtyre kredive dhe mosmarrjen e masave p\u00ebr t\u00eb ndaluar n\u00eb koh\u00eb abuzimin.<\/p>\n

Apeli p\u00ebr reagim i drejtohet kryetares s\u00eb re t\u00eb Kuvendit,\u00a0Elisa Spiropali<\/a>, Komisionit t\u00eb Ekonomis\u00eb dhe Financave dhe Komisionit p\u00ebr \u00c7\u00ebshtjet Ligjore, ku Begaj k\u00ebrkon q\u00eb t\u00eb japin \u201czgjidhjen e plot\u00eb, t\u00eb suksesshme, p\u00ebrfundimtare e t\u00eb pakthyeshme\u201d\u00a0 p\u00ebr fenomenin.<\/p>\n

Deri n\u00eb publikimin e k\u00ebtij shkrimi, Spiropali dhe kryetari i komisionit t\u00eb financiare, Eduart Shalsi, nuk iu p\u00ebrgjigj\u00ebn interesit t\u00eb BIRN-it se cilat do t\u00eb jen\u00eb hapat q\u00eb do t\u00eb nd\u00ebrmarr\u00eb Kuvendi p\u00ebr t\u00eb adresuar k\u00ebt\u00eb shqet\u00ebsim.<\/p>\n

Nd\u00ebrkoh\u00eb, n\u00eb letr\u00ebn e tij Presidenti b\u00ebn nj\u00eb tablo t\u00eb p\u00ebrgjigjeve q\u00eb guvernatori\u00a0Gent Sejko<\/a>\u00a0i ka nisur atij p\u00ebr rolin q\u00eb ky institucion ka pasur n\u00eb licensimin dhe mbikqyrjen e mekanizmit t\u00eb shitjeve t\u00eb kredive t\u00eb k\u00ebqija, duke konstatuar se ky rol nuk ka arritur t\u00eb mbroj\u00eb interesin e qytetar\u00ebve.<\/p>\n

\u201cP\u00ebrhapja n\u00eb nj\u00eb mas\u00eb t\u00eb madhe njer\u00ebzish dhe p\u00ebr nj\u00eb koh\u00eb relativisht t\u00eb gjat\u00eb e k\u00ebsaj skeme abuzimi ka krijuar hap\u00ebsira p\u00ebr t\u00eb hedhur dyshimin se sistemet mbik\u00ebqyr\u00ebse nuk kan\u00eb funksionuar apo q\u00eb jan\u00eb penguar me dashje t\u00eb funksionojn\u00eb,\u201d shkruan Begaj, duke mos e quajtur \u201cbind\u00ebs\u201d p\u00ebrg\u00ebnjeshtrimin e b\u00ebr\u00eb nga organet kompetente.<\/p>\n

Sipas tij, vepra penale e \u201cgrabitjes\u201d s\u00eb qytetar\u00ebve tregon se abuzimi ka ndodhur p\u00ebr nj\u00eb koh\u00eb t\u00eb gjat\u00eb dhe nga subjekte t\u00eb cilat kan\u00eb qen\u00eb n\u00ebn mbik\u00ebqyrjen e autoriteteve shtet\u00ebrore, ku ai p\u00ebrmend jo vet\u00ebm BSH, por dhe Dhom\u00ebn Komb\u00ebtare t\u00eb P\u00ebrmbaruesve Privat\u00eb dhe Ministrin\u00eb e Drejt\u00ebsis\u00eb.<\/p>\n

Sipas presidentit, denoncimet e qytetar\u00ebve n\u00eb k\u00ebto institucione nuk kan\u00eb marr\u00eb seriozitetin q\u00eb duhej.<\/p>\n

\u201cN\u00eb m\u00ebnyr\u00eb t\u00eb ve\u00e7ant\u00eb, modus operandi d\u00ebshmon p\u00ebr abuzime flagrante t\u00eb p\u00ebrmbaruesve me tagrat e tyre ligjore, t\u00eb cilat duhet t\u00eb ishin zbuluar dhe korrigjuar nga \u00e7do inspektim rutin\u00eb i autoriteteve shtet\u00ebrore,\u201d konstaton presidenti.<\/p>\n

N\u00eb k\u00ebt\u00eb kontekst, kreu i shtetit i k\u00ebrkon Kuvendit q\u00eb t\u00eb nd\u00ebrmarr\u00eb hapa administrativ\u00eb dhe ligjor\u00eb duke mos ia l\u00ebn\u00eb k\u00ebt\u00eb \u00e7\u00ebshtje vet\u00ebm drejt\u00ebsis\u00eb.<\/p>\n

\u201cNgjarjet q\u00eb kan\u00eb ndodhur jan\u00eb nj\u00eb motiv shum\u00eb i fort\u00eb p\u00ebr reflektim’ shkruan Begaj duke sugjeruar se \u201ckomisionet parlamentare lipset t\u00eb ndihmojn\u00eb institucionin (BSH) n\u00eb k\u00ebt\u00eb reflektim\u201d.<\/p>\n

Duke analizuar veprimet dhe mosveprimet e BSH-s\u00eb n\u00eb t\u00eb gjith\u00eb mekanizimin se si lindi dhe funksionoi skema e abuzimit me kredit\u00eb e k\u00ebqija, presidenti thekson se kuvendi duhet t\u00eb b\u00ebj\u00eb \u201cvler\u00ebsim edhe n\u00eb k\u00ebndv\u00ebshtrimin administrativ p\u00ebr t\u00eb par\u00eb shkall\u00ebn e funksionimit t\u00eb mekanizmave mbik\u00ebqyr\u00ebs ligjor\u00eb\u201d.<\/p>\n

Sipas kreut t\u00eb shtetit, Kuvendi duhet t\u00eb b\u00ebj\u00eb korigjimet me q\u00ebllim \u201cq\u00eb t\u00eb parandalohet shum\u00ebfishimi i modelit abuzues dhe k\u00ebrc\u00ebnimi q\u00eb ai sjell p\u00ebr stabilitetin dhe sigurin\u00eb komb\u00ebtare\u201d.<\/p>\n

Begaj rreshton disa \u201cfakte\u201d q\u00eb tregojn\u00eb p\u00ebr rolin e q\u00eb ka pasur BSH n\u00eb k\u00ebt\u00eb proces duke e cil\u00ebsuar \u201cjo koherente\u201d vendimin e K\u00ebshillit Mbikqyr\u00ebs p\u00ebr t\u00eb ligj\u00ebruar praktik\u00ebn e blerjeve t\u00eb kredive t\u00eb k\u00ebqija nga isntitucionet jobanka t\u00eb mikrokredive.<\/p>\n

Nga ana tjet\u00ebr, Begaj v\u00ebren se \u201cBanka e Shqip\u00ebris\u00eb nuk nd\u00ebrmori asnj\u00eb mas\u00eb p\u00ebr veprimin jasht\u00eb kushteve t\u00eb licenc\u00ebs nga shoq\u00ebrit\u00eb e mikrokredis\u00eb q\u00eb kishte licencuar deri n\u00eb k\u00ebt\u00eb dat\u00eb\u201d.<\/p>\n

Ai i k\u00ebrkon parlamentit q\u00eb trajtoj\u00eb k\u00ebt\u00eb \u201ctoleranc\u00eb institucionale\u201d, q\u00eb t\u00eb ndikoh\u00eb n\u00eb vigjilenc\u00ebn e enteve t\u00eb pavarura mbik\u00ebqyr\u00ebse ndaj praktikave t\u00eb k\u00ebsaj natyre, duke shtuar se \u201cdalja nga kushtet e licenc\u00ebs, pa pasur frik\u00eb se mekanizmi ligjor t\u00eb nd\u00ebshkon, nuk ka se si t\u00eb jet\u00eb fenomen ekskluziv financiar\u201d.<\/p>\n

Arsyetimet juridike q\u00eb BSH i ka d\u00ebrguar institucionit t\u00eb presidentit, quhen t\u00eb pamjaftueshme nga ana e tij p\u00ebr t\u00eb analizuar shkeljet e k\u00ebtyre subjekteve t\u00eb rregullores, duke k\u00ebrkuar po ashtu nd\u00ebryrjen e parlamentit p\u00ebr t\u00eb nd\u00ebrhyr\u00eb.<\/p>\n

Sipas presidentit, \u201ckomisionet parlamentare kan\u00eb t\u00eb gjith\u00eb mund\u00ebsin\u00eb q\u00eb t\u00eb ndikojn\u00eb mbi institucionet e pavarura p\u00ebr t\u00eb uniformizuar praktik\u00ebn e interpretimit t\u00eb ligjit dhe p\u00ebr t\u00eb mos lejuar favorizimin e subjekteve n\u00ebn mbik\u00ebqyrje, duke dob\u00ebsuar pushtetin mbik\u00ebqyr\u00ebs t\u00eb vet\u00eb institucioneve\u201d.<\/p>\n

Ai po ashtu k\u00ebrkon nga Kuvendi q\u00eb t\u00eb krijoj\u00eb qart\u00ebsi n\u00eb dispozitat ligjore t\u00eb p\u00ebrmbaruesve dhe k\u00ebrkon q\u00eb institucionet shtet\u00ebrore t\u00eb tregojn\u00eb se jan\u00eb n\u00eb an\u00ebn e qytetar\u00ebve dhe jo t\u00eb abuzesve.<\/p>\n

Nj\u00eb hetim administrativ i kryer nga Ministria e Drejt\u00ebsis\u00eb n\u00eb vitin 2020, zbuloi se rreth 17 mij\u00eb individ\u00eb ishin d\u00ebmtuar me penalitete t\u00eb padrejta, sekuestrim pronash si dhe shkelje t\u00eb procedurave p\u00ebrmbarimore dhe se n\u00eb skem\u00ebn e mbledhjes s\u00eb detyrimeve ishte p\u00ebrfshir\u00eb shoq\u00ebria \u2018Micro Credit Albania’ si dhe nj\u00eb grup zyrash private t\u00eb p\u00ebrmbarimit, noter\u00eb dhe shoq\u00ebri t\u00eb tjera t\u00eb lidhura me t\u00eb.<\/p>\n

Nga ana tjet\u00ebr hetimi i kryer nga Prokuroria e Tiran\u00ebs vler\u00ebsoi se p\u00ebrgjegj\u00ebsit\u00eb mund t\u00eb shtrihen deri te Banka e Shqip\u00ebris\u00eb dhe guvernatori i saj p\u00ebr masa t\u00eb vonuara ose t\u00eb pap\u00ebrshtatshme p\u00ebr t\u00eb frenuar k\u00ebt\u00eb skem\u00eb, por Guvernatori Gent Sejko i hoqi p\u00ebrgjegj\u00ebsit\u00eb nga vetja dhe institucioni q\u00eb drejton gjat\u00eb raportimit t\u00eb fundit n\u00eb Kuvend.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Presidenti Begaj i k\u00ebrkoi t\u00eb m\u00ebrkur\u00ebn Kuvendit q\u00eb t\u00eb hetoj\u00eb rolin e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb n\u00eb t\u00eb ashtuquajturin \u201cskandali i mikrokredive\u201d, duke renditur nj\u00eb s\u00ebr\u00eb argumentesh p\u00ebr d\u00ebshtimin e k\u00ebtij institucioni n\u00eb mbrojtjen e mij\u00ebra qytetar\u00ebve q\u00eb ran\u00eb pre e skemave abuzive me kredit\u00eb e k\u00ebqija. N\u00eb nj\u00eb let\u00ebr t\u00eb paprecedent\u00eb, Begaj ngre shqet\u00ebsimin p\u00ebr …<\/p>\n","protected":false},"author":3,"featured_media":20545,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37],"tags":[],"class_list":["post-85979","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-politike"],"_links":{"self":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/85979","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/comments?post=85979"}],"version-history":[{"count":0,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/85979\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media\/20545"}],"wp:attachment":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media?parent=85979"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/categories?post=85979"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/tags?post=85979"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}