{"id":88874,"date":"2024-09-12T12:05:26","date_gmt":"2024-09-12T12:05:26","guid":{"rendered":"https:\/\/rdnews.al\/?p=88874"},"modified":"2024-09-12T12:10:22","modified_gmt":"2024-09-12T12:10:22","slug":"vendi-ne-prag-te-destabilzimit-paralajmerimi-i-bankes-per-qytetaret-dhe-bizneset","status":"publish","type":"post","link":"https:\/\/rdnews.al\/index.php\/2024\/09\/12\/vendi-ne-prag-te-destabilzimit-paralajmerimi-i-bankes-per-qytetaret-dhe-bizneset\/","title":{"rendered":"Vendi n\u00eb prag t\u00eb destabilizimit, paralajm\u00ebrimi i Bank\u00ebs p\u00ebr qytetar\u00ebt dhe bizneset"},"content":{"rendered":"<p>Rritja e vrullshme e sektorit t\u00eb nd\u00ebrtimit e shoq\u00ebruar me zgjerimin e shpejt\u00eb t\u00eb kredis\u00eb ka filluar t\u00eb shqet\u00ebsoj\u00eb edhe Bank\u00ebn e Shqip\u00ebris\u00eb. P\u00ebr her\u00eb t\u00eb par\u00eb autoriteti qendror monetar i b\u00ebri thirrje bizneseve dhe konsumator\u00ebve q\u00eb t\u00eb b\u00ebjn\u00eb kujdes dhe t\u00eb mos marrin vendime t\u00eb nxituara n\u00eb kushtet e optimizmit.<\/p>\n<p>\u201cRreziqet p\u00ebr zhvillimet ekonomike dhe financiare n\u00eb vend mbeten t\u00eb pranish\u00ebm. Ata burojn\u00eb kryesisht nga pasiguria q\u00eb mbartin zhvillimet gjeopolitike por mund t\u00eb zhvillohen edhe n\u00eb kushtet e nj\u00eb optimizmi q\u00eb shoq\u00ebrohet me veprime t\u00eb pakujdesshme nga ana e agjent\u00ebve ekonomik\u00eb,\u201d paralajm\u00ebroi K\u00ebshilli Mbikqyr\u00ebs i BSS n\u00eb deklarat\u00ebn e Stabilitetit Financiar p\u00ebr gjasht\u00ebmujorin e par\u00eb t\u00eb vitit.<\/p>\n<p>Pavar\u00ebsisht efektit pak\u00ebsues t\u00eb mbi\u00e7mimit t\u00eb kursit t\u00eb k\u00ebmbimit t\u00eb lekut ndaj euros, n\u00eb sektorin bankar depozitat u zgjeruan dhe ritmi i rritjes s\u00eb kredis\u00eb u p\u00ebrshpejtua. N\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit bankat shqiptare disbursuan rreth 1.8 miliard\u00eb euro kredi t\u00eb reja, nj\u00eb pjes\u00eb e madhe e t\u00eb cilave shkoi p\u00ebr t\u00eb financuar blerjen e banesave. Nga ana tjet\u00ebr \u00e7mimet e banesave vazhdojn\u00eb t\u00eb rriten n\u00eb trend dyshifror.<\/p>\n<p>N\u00eb raportin e fundit t\u00eb vrojtimit t\u00eb tregut t\u00eb pasurive t\u00eb paluajtshme Indeksi \u201cFischer\u201d, me t\u00eb cilin Banka e Shqip\u00ebris\u00eb analizon ndryshimin e \u00e7mimeve t\u00eb banesave u rrit me 16.9 n\u00eb rang vendi, nd\u00ebrsa n\u00eb Tiran\u00eb kjo rritje ishte edhe m\u00eb fort\u00eb. Sipas BSH, n\u00eb Tiran\u00eb \u00e7mimet e banesave u rrit\u00ebn mesatarisht me rreth 24 p\u00ebr qind krahasuar me janar-qershorin 2023.<\/p>\n<p>Ky cik\u00ebl i rritjes s\u00eb shpejt\u00eb t\u00eb \u00e7mimeve n\u00eb nd\u00ebrtim dhe kreditimit t\u00eb ekonomis\u00eb, i cili ushqen veten, ka filluar t\u00eb konsiderohet si nj\u00eb risk p\u00ebr ekonomin\u00eb nga Banka e Shqip\u00ebris\u00eb. N\u00eb k\u00ebto kushte BSH u ka b\u00ebr\u00eb thirrje bizneseve dhe qytetar\u00ebve q\u00eb t\u00eb ken\u00eb kujdes dhe t\u00eb mos marrin vendime bazuar n\u00eb pritshm\u00ebrit\u00eb optimiste duke e zhytur veten n\u00eb borxhe masive.<\/p>\n<p>\u201cNdaj, vler\u00ebsohet se t\u00eb gjith\u00eb agjent\u00ebt e ekonomis\u00eb kan\u00eb mund\u00ebsin\u00eb ta shfryt\u00ebzojn\u00eb k\u00ebt\u00eb periudh\u00eb t\u00eb veprimtaris\u00eb p\u00ebr t\u00eb konsoliduar bilancet e tyre financiare, p\u00ebr t\u00eb p\u00ebrmir\u00ebsuar kapacitetet administruese n\u00eb p\u00ebrgjith\u00ebsi dhe t\u00eb rreziqeve n\u00eb ve\u00e7anti, si edhe p\u00ebr t\u00eb rritur efi\u00e7ienc\u00ebn e veprimtaris\u00eb,\u201d thuhet n\u00eb deklarat\u00ebn e K\u00ebshillit Mbikqyr\u00ebs.\/Kapitali<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rritja e vrullshme e sektorit t\u00eb nd\u00ebrtimit e shoq\u00ebruar me zgjerimin e shpejt\u00eb t\u00eb kredis\u00eb ka filluar t\u00eb shqet\u00ebsoj\u00eb edhe Bank\u00ebn e Shqip\u00ebris\u00eb. P\u00ebr her\u00eb t\u00eb par\u00eb autoriteti qendror monetar i b\u00ebri thirrje bizneseve dhe konsumator\u00ebve q\u00eb t\u00eb b\u00ebjn\u00eb kujdes dhe t\u00eb mos marrin vendime t\u00eb nxituara n\u00eb kushtet e optimizmit. \u201cRreziqet p\u00ebr zhvillimet ekonomike &hellip;<\/p>\n","protected":false},"author":3,"featured_media":51573,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46],"tags":[],"class_list":["post-88874","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/88874","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/comments?post=88874"}],"version-history":[{"count":0,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/posts\/88874\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media\/51573"}],"wp:attachment":[{"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/media?parent=88874"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/categories?post=88874"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rdnews.al\/index.php\/wp-json\/wp\/v2\/tags?post=88874"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}